Manager - Business Accounting - Finance and Accounts - Mumbai - Lodha (I-Think Techno Campus)

Main Accountabilities

1. Business Accounting & Revenue Recognition

• Execute accounting for lending portfolios across retail and corporate businesses
• Ensure accurate revenue recognition, exempt income tracking, and technical write-offs
• Support product-level accounting across systems (FinnOne, Bancs, Credence, LAMS, etc.)

1. ECL, EIR & Asset Quality Support

• Support Expected Credit Loss ( ECL) monthly provisioning workings
• Assist in Effective Interest Rate ( EIR) computation and amortization
• Validate NPA classification, provisioning, and off-balance sheet exposures

1. System Reconciliation & Data Integrity

• Perform reconciliations across LMS (FinnOne/Bancs), SAP (ECC6/R3), and Hyperion
• Ensure accuracy in trial balance uploads and financial data flows
• Identify and resolve discrepancies across systems

1. Financial Reporting & MIS

• Prepare financial schedules for reporting packs for consolidation
• Support submission of financial data for group reporting (Tata Sons FFC packs)
• Assist in standalone and consolidated financial reporting

1. Regulatory Reporting (RBI / NHB)

• Prepare data and workings for regulatory submissions
• Improve automation and validation controls in regulatory reporting
• Ensure compliance with RBI / NHB reporting requirements

1. Audit and Compliance Support

• Facilitate statutory, internal, RBI, and IFC audits
• Provide reconciliations, data, and supporting documentation
• Resolve audit observations and maintain robust audit trails

1. Systems & UAT Management

• Support UAT for system enhancement and new product launches
• Monitor production issues and coordinate with IT teams
• Ensure integrity and smooth functioning of accounting systems

1. Process Automation & Improvement

• Identify automation opportunities in accounting and reporting processes
• Drive initiatives in reconciliation, DPD reporting and MIS automation
• Improve efficiency and reduce manual intervention

1. Data Governance & Master Management

• Support master data maintenance (e.g., UCIC, product mapping)
• Ensure consistency and accuracy of financial data across systems
• Strengthen data governance controls impacting financial reporting