About The Role

K-Dimensional Holdings Inc. dba Coast

Job duties:- Analyze internal and external data—including credit bureau, financial, transactional, and application data—to support and refine credit risk policies for underwriting, credit line adjustments, and account-leveldecisioning.- Help create best-in-class credit policies and risk management infrastructure.- Design and manage data reporting frameworks related to credit risk and fraud by partnering with dataengineers and analytics teams.- Contribute to the automation and optimization of credit risk operations by building decision frameworksand supporting risk modeling.- Conduct data-driven investigations into potential fraud incidents such as identity theft or accounttakeovers.- Perform root cause analysis to improve predictive capabilities for credit defaults and risk exposures.- Collaborate cross-functionally with product, finance, legal, operations, sales, and marketing to developand implement credit-related strategies and policies.- May telecommute within a reasonable commuting distance from the New York office.

Education and Experience required: Bachelor’s degree in Finance, Economics, Statistics, AppliedMathematics, Computer Science, Data Science, Business Administration, Engineering, Actuarial Science,Information Systems, or Management Science and 2 years in credit risk analysis or related occupationwithin consumer or small and medium enterprise (SME) lending.

Background: 2 years of experience in the following:1. Deploying a SQL and Python;2. MS office applications;3. Root cause and statistical analysis related to credit defaults and risk exposures;4. Building and maintaining data pipelines, utilizing SQL and Python, that includes data cleansing,wrangling, visualization, modeling, and interpretation related to credit risk and fraud;5. dbt for data modeling and transformation related to credit risk and fraud;6. Working with APIs;7. Designing and managing data reporting frameworks related to credit risk and fraud;8. Create underwriting and risk management strategies;9. Investigating and evaluating efficiency of risk management policies, procedures, and processes; and10. Partner with cross-functional teams to execute credit policies, improve operational tooling, and shapethe risk management infrastructure.

Location: New York, NY (May telecommute within a reasonable commuting distance from the New Yorkoffice)

Rate of pay: $90,000 to $140,000 per year