Settlement and Liquidity Officer

Job Summary
The Settlement and Liquidity Officer is responsible for managing daily settlement processes across multiple accounts and ensuring optimal liquidity positioning to meet the firm's funding and payment obligations. Operating within a lean, high-output Treasury function, the role requires a self-sufficient professional who can work with minimal supervision, manage relationships across internal and external stakeholders, and contribute meaningfully to the team's income and cost efficiency objectives from day one.

Key Responsibilities

Settlement Operations

Coordinate end-to-end settlement of funds across major accounts, ensuring accuracy and timeliness
Proactively monitor and resolve pending or failed settlements, escalating where necessary
Ensure correct capture and instruction of trade data into settlement systems
Collaborate with counterparties, Operations and IT to investigate and resolve settlement failures
Own end-of-day reconciliations and produce clear, accurate settlement reports

Liquidity Management

Monitor and forecast daily cash positions across accounts, identifying risks and opportunities proactively
Coordinate intra-day liquidity to meet funding and settlement obligations without operational disruption
Optimise the use of internal and external liquidity lines to minimise idle balances and avoid overdrafts
Provide structured input on short-term investment and funding strategies to the Treasury Lead

Operational Collaboration

Serve as the Treasury function's primary interface with Operations, reducing information asymmetry on liquidity-impacting actions
Support reconciliation between treasury positions and finance ledger entries
Contribute to process improvement initiatives within the settlement and liquidity framework

Qualifications

Bachelor's degree in Finance, Accounting, Economics or a related field
Minimum 2–3 years of experience in settlement operations, treasury or liquidity management
Strong working knowledge of financial instruments and clearing/settlement cycles
Hands-on familiarity with NIBBS, RTGS, NEFT, switching processes and settlement platforms
Advanced Excel proficiency; working knowledge of treasury systems (Calypso, Finacle or equivalent) required at this level

Skills & Competencies

Strong analytical and problem-solving ability with a track record of independent execution
High attention to detail and accuracy in a fast-paced, time-sensitive environment
Sound judgement in escalation and knows when to act and when to involve senior stakeholders
Clear and structured communicator across Operations, Finance and external counterparties
Comfortable managing multiple priorities under pressure with minimal supervision

What to expect in the hiring process

A preliminary phone call with one of our recruiters.
Hiring Manager Interview
A behavioural and technical interview with a member of the Executive team.