Product Manager - Payment Accounts

Why Paynovate?
Paynovate is a Belgium-based fintech with more than 80 talented employees. We’re building a company where ownership, initiative, and impact are expected. As a regulated e-money institution, we design and operate payment solutions across acquiring, payment accounts, and payment services. As we continue to scale, we are reaching an important inflection point: moving from a project-driven organisation to a true product organisation.
Today, our Payment Accounts stack is a critical foundation for everything we build, but we need to strengthen how we structure and <deliver.To> support this, we are looking for a
Product Manager
who will bring clarity, ownership, and customer-driven thinking into how we build and evolve this domain.
Your Mission
You will start by understanding how the product is actually used, where it breaks, and where the real pain points are.
You will then own and evolve our
Payment Accounts
products into a scalable, reliable, and customer-driven platform.
This is not just about managing a roadmap. You will play a key role in shaping how Product operates at Paynovate, an environment where priorities can evolve, ownership is still being clarified, and alignment across teams is key to delivery.
You will:
Take ownership of a critical product domain
Engage directly with clients, agents, and partners from day one
Define what success looks like and introduce relevant product metrics
Bring structure to how Product collaborates with Engineering and Operations
Help shift the organisation from project delivery to product outcomes
First priorities
You will contribute to and drive several high-impact initiatives, including:
Enabling cross-border payments
Introducing French IBANs
Improving the client onboarding experience
Automating billing and invoicing processes
Strengthening scalability and reducing operational friction
Creating redundancy across key partners (new integrations)

Key Responsibilities

Own the product
Drive roadmap and priorities for Payment Accounts
Make trade-offs between business needs, technical constraints, and user experience
Focus on outcomes rather than output
Stay close to users
Engage directly with clients, agents, and partners
Understand real pain points and usage patterns
Translate insights into product decisions
Drive execution
Improve product reliability and reduce operational and support friction
Ensure initiatives are clearly scoped before development
Ensure topics actually move forward and get delivered in production
Manage dependencies and unblock teams
Build product practices
Improve documentation, clarity, and ways of working
Strengthen collaboration between Product, Engineering, and Operations
Contribute to structuring the Product function
Use data to drive decisions
Define and track meaningful product metrics (usage, reliability, performance, cost)
Validate assumptions with data
Is this you?
You’re comfortable with:
Payment rails (SEPA, IBANs, SWIFT, cross-border payments)
Compliance basics (KYC/KYB, AML, transaction monitoring)
System integrations (APIs, partners, dependencies)
You bring:
5+ years in Product Management (not only project management)
Experience in fintech, payments, or banking, with hands-on exposure to complex payment or financial systems in production
Experience dealing with production issues, system limitations, or scalability challenges
A strong focus on customers and real problems
How you work:
You bring structure in ambiguous environments
You take ownership and drive topics forward
You’re comfortable working on technical topics
You use data to support decisions (metrics, dashboards, basic querying)
What We Offer
An impactful role at the core of our product ecosystem.
You will:
Own a critical product domain with real business impact
Contribute directly to how Product operates at company level
Work in a fast-moving environment where decisions turn into action
Be part of a team where ownership, collaboration, and execution matter
A dynamic environment full of growth opportunities, where your role goes beyond delivery. You help shape how we build.
A modern and flexible working environment, where hybrid work is part of how we operate.
If you’re excited about building, structuring, and delivering in a real-world payments environment, we’d love to hear from you.