Product Manager - Payment Accounts

Why Paynovate?

Paynovate is a Belgium-based fintech with more than 80 talented employees. We’re building a company where ownership, initiative, and impact are expected. As a regulated e-money institution, we design and operate payment solutions across acquiring, payment accounts, and payment services. As we continue to scale, we are reaching an important inflection point: moving from a project-driven organisation to a true product organisation.

Today, our Payment Accounts stack is a critical foundation for everything we build, but we need to strengthen how we structure and <deliver.To> support this, we are looking for a

Product Manager

who will bring clarity, ownership, and customer-driven thinking into how we build and evolve this domain.

Your Mission

• You will start by understanding how the product is actually used, where it breaks, and where the real pain points are.
• You will then own and evolve our

Payment Accounts

products into a scalable, reliable, and customer-driven platform.

This is not just about managing a roadmap. You will play a key role in shaping how Product operates at Paynovate, an environment where priorities can evolve, ownership is still being clarified, and alignment across teams is key to delivery.

You will

• Take ownership of a critical product domain
• Engage directly with clients, agents, and partners from day one
• Define what success looks like and introduce relevant product metrics
• Bring structure to how Product collaborates with Engineering and Operations
• Help shift the organisation from project delivery to product outcomes
• First priorities

You will contribute to and drive several high-impact initiatives, including

Enabling cross-border payments

Introducing French IBANs

• Improving the client onboarding experience
• Automating billing and invoicing processes
• Strengthening scalability and reducing operational friction
• Creating redundancy across key partners (new integrations)

Key Responsibilities

• Own the product
• Drive roadmap and priorities for Payment Accounts
• Make trade-offs between business needs, technical constraints, and user experience
• Focus on outcomes rather than output
• Stay close to users
• Engage directly with clients, agents, and partners
• Understand real pain points and usage patterns
• Translate insights into product decisions
• Drive execution
• Improve product reliability and reduce operational and support friction
• Ensure initiatives are clearly scoped before development
• Ensure topics actually move forward and get delivered in production
• Manage dependencies and unblock teams
• Build product practices
• Improve documentation, clarity, and ways of working
• Strengthen collaboration between Product, Engineering, and Operations
• Contribute to structuring the Product function
• Use data to drive decisions
• Define and track meaningful product metrics (usage, reliability, performance, cost)
• Validate assumptions with data
• Is this you?

You’re comfortable with

• Payment rails (SEPA, IBANs, SWIFT, cross-border payments)
• Compliance basics (KYC/KYB, AML, transaction monitoring)
• System integrations (APIs, partners, dependencies)

You bring

• 5+ years in Product Management (not only project management)
• Experience in fintech, payments, or banking, with hands-on exposure to complex payment or financial systems in production
• Experience dealing with production issues, system limitations, or scalability challenges
• A strong focus on customers and real problems

How you work

• You bring structure in ambiguous environments
• You take ownership and drive topics forward
• You’re comfortable working on technical topics
• You use data to support decisions (metrics, dashboards, basic querying)

What We Offer

An impactful role at the core of our product ecosystem.

You will

• Own a critical product domain with real business impact
• Contribute directly to how Product operates at company level
• Work in a fast-moving environment where decisions turn into action
• Be part of a team where ownership, collaboration, and execution matter
• A dynamic environment full of growth opportunities, where your role goes beyond delivery. You help shape how we build.
• A modern and flexible working environment, where hybrid work is part of how we operate.
• If you’re excited about building, structuring, and delivering in a real-world payments environment, we’d love to hear from you.