Analista Sênior de Inteligência de Negócios e Performance de Portfólio - PER

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for an Analista Sênior de Inteligência de Negócios e Performance de Portfólio - PER based in Brazil.
We are looking for a strategic and analytical professional to lead business intelligence and financial portfolio performance initiatives. In this role, you will transform commercial, transactional, and financial data into actionable insights that drive sustainable business growth. You will play a key role in identifying opportunities to increase revenue, customer activation, retention, monetization, and portfolio profitability. Working cross-functionally with Commercial, Product, Operations, Technology, and BI teams, you will help shape business strategies and commercial priorities. You will also contribute to strengthening analytical capabilities through advanced analytics, automation, and artificial intelligence. This is an opportunity to combine data-driven thinking, financial expertise, and strategic influence in a dynamic, fully remote environment.

Accountabilities:

• Portfolio Strategy and Business Intelligence

Develop customer segmentation and clustering strategies based on profiles, transactional behavior, growth potential, profitability, and risk.

Analyze customer cohorts, lifecycle stages, retention, inactivity, recovery, and engagement patterns.

Identify opportunities for customer acquisition, activation, monetization, expansion, and retention.

Build commercial and financial prioritization models based on economic potential, conversion probability, and execution effort.

Develop customer lifecycle strategies tailored to different customer profiles and relationship stages.

• Business Performance and Financial Analysis

Monitor and analyze key business indicators, including commercial performance, activation, TPV, receivables assignments, revenue, margins, and profitability.

Investigate significant performance variations, identifying growth patterns, declines, slowdowns, inactivity, and recovery opportunities.

Formulate and validate hypotheses to understand the drivers behind business performance changes.

Analyze portfolio behavior by customer, segment, channel, sales representative, product, and period.

Produce executive-level reports and recommendations supported by evidence and measurable economic impact.

• Revenue Growth and Monetization

Identify opportunities to increase TPV, receivables transactions, revenue, and contribution margins.

Develop monetization strategies aligned with customer profiles, potential, and financial behavior.

Evaluate profitability by customer, segment, and cohort, considering revenue, servicing costs, and economic contribution.

Support initiatives aimed at increasing customer lifetime value (LTV), retention, and adoption of financial products.

Identify opportunities to reactivate customers experiencing declining transaction volumes or inactivity.

Assess the financial feasibility and expected return of commercial initiatives.

• Commercial Strategy and Initiative Management

Work alongside commercial leadership to define portfolio priorities and growth opportunities.

Support the development of targeted offers, campaigns, and commercial approaches.

Structure activation, retention, recovery, and expansion initiatives with clear objectives, responsibilities, timelines, and performance indicators.

Monitor execution, identify deviations, and recommend adjustments when necessary.

Measure the impact of implemented initiatives on activation, TPV, retention, revenue, and profitability.

Contribute to monthly business performance reviews through strategic analysis and recommendations.

• Data Intelligence and Advanced Analytics

Collaborate with