Manager - MIS & Business Planning - Mumbai - Lower Parel - JM

Main Accountabilities Qualifications & Experience • CA with 1-2 years of experience in Business Accounting / FP&A / MIS • Strong understanding of P&L, financial reporting, and analysis • Strong understanding of asset quality (GNPA), credit cost, and lending products • Strong Excel and analytical skills • Exposure to dashboarding tools (good to have) Competencies: Ownership Boundaryless Behaviour Cost Consciousness Functional Competencies GNPA Credit costs Margins Key Decisions taken • Identification and escalation of variance drivers and inconsistencies • Selection of appropriate data sources for reporting and analysis • Prioritization of reporting tasks based on timelines and requirements • Highlighting discrepancies in Asset quality, Credit costs, Margins and other key performance metrics 1. Budgeting & Performance Tracking Support • Support preparation of annual budgets for margins, AQ & credit cost and balance sheet analysis • Track monthly/quarterly rolling estimates and performance metrics • Highlight key deviations and assist in performance analysis 2. Asset Quality & Credit Cost Analysis Support • Track and analyze GNPA, standard asset movement, and credit cost trends • Support preparation of asset quality MIS and dashboards • Assist in assessing impact of asset quality on business performance Monthly P&L • Preparation monthly P&Ls for different SBUs and Products. Analyse the reasons for variance against budget 3. Margin Analytics • Prepare the necessary break down of Margins and and it’s components to understand and analyse the reasons for variance • Analyse the trend and prepare the waterfall for Consol, entities as well as SBUs • Liason with the SBU SPOCs for the timely assimilation of information required for presenting the analysis 4. Cost allocation cycles • Assist in preparation of allocations of cost of shared services, identifying and collating the key drivers for the allocation of costs • Assist in presenting the analysis justifying the cost allocations across verticals as well as products/segments • Ensure timeliness, accuracy as well as consistency in reporting across SBUs 5. Management Reporting Support (Investor Presentations / ACM / MIS Decks) • Assist in preparation of IP / Board / ACM decks and management presentations • Collate and present the key data points required for Investor calls such as ATS, ACL, GECL, IRR, and portfolio metrics • Ensure accuracy and consistency of reporting outputs 6. Business Accounting & Process Support • Support processes related to daily and monthly book closure, AUM reporting, average book, disbursals, IRRs etc. • Validate financial data across systems and reports • Assist in ensuring alignment of reporting across business units