AML & Financial Crime Manager

Our mission is to enable everyone to build wealthWe reinvent how trading and investing work by creating exceptional products people love. Fostering a culture of excellence and high velocity is the key to our success. Тoday, we serve over 7 million clients, with more than €38 billion in assets under management — a testament to the scale and trust we’ve built in just a few years.The roleWe're looking for an experienced AML & Financial Crime Manager to lead the local AML/CTF function for the Portuguese Branch of Trading 212. In this role, you will provide independent second-line oversight of AML/CTF controls, serve as the designated Responsável pelo Cumprimento Normativo under Article 16 of Lei n.º 83/2017, and own the Branch's AML/CTF compliance framework under Regulamento da CMVM n.º 2/2020.What you’ll doProvide independent second-line oversight of AML controls, alerts, and investigations conducted by the First Line of DefenceConduct Quality Assurance reviews of KYC, CDD, and EDD files to ensure adherence to internal policies and regulatory standardsAssess the quality and consistency of transaction monitoring investigations and identify areas for improvementReview suspicious activity escalations and support the drafting of Suspicious Activity/Transaction Reports (STRs)Act as the Branch's designated Contact Person for the Financial Intelligence Unit (UIF) and the Central Department of Investigation and Criminal Action (DCIAP)Own and maintain the Branch's standalone AML/CTF policies and procedures manual and its money laundering/terrorist financing risk assessmentSubmit the mandatory annual AML/CTF compliance report to the CMVMServe as primary liaison for CMVM, UIF, and DCIAP on supervisory matters, including on-site inspectionsDevelop and deliver AML/CTF training to Branch staffDrive continuous improvement of AML policies, procedures, and control frameworksWhat you need to haveEducational background in Finance, Economics, Law, or a related fieldAt least 5 years' experience in AML, financial crime compliance, or a related function within an investment firm, capital markets environment, fintech, or a regulatory/supervisory authority in PortugalStrong knowledge of Lei n.º 83/2017, Regulamento da CMVM n.º 2/2020, EU AML Directives, and financial crime typologiesNative or fluent Portuguese and professional English — both essential for policy manual authorship, UIF/DCIAP communications, and HQ alignmentExcellent written communication skills, particularly for regulatory documentation and reportingStrong analytical thinking, attention to detail, and the ability to manage multiple prioritiesAbility to work both independently and collaboratively, with confidence to escalate where neededA drive for excellence and a continuous improvement mindsetNice to haveExperience in an investment firm or capital markets environment (MiFID II / Código dos Valores Mobiliários)What we offer:Challenges that will help you grow and realize your potential fast.Opportunity to make a significant impact —you will build innovative services used by millions of investors to build <wealth.Work> with smart, spirited, helpful, high-performing colleagues with a common goal.An environment where nothing is set in stone.Appreciation for your talent and ideas.Generous remuneration packageBring your ambition to Europe’s fastest-growing mobile broker!