Senior Manager - Credit

Some high level things you would own but not limited to: ● You will evaluate creditworthiness of loan applicants through analysis of financial statements,credit scores, payment history, and other relevant factors. ● You will make informed decisions on loan applications based on the company's credit policies andrisk tolerance. ● You will conduct thorough credit risk analysis to identify potential risks and develop risk mitigationstrategies - Credit Assessment and Decision Making ● You will oversee the end-to-end credit operations process, including loan application processing,documentation, and disbursement. ● You will collaborate with internal teams such as Sales, Underwriting, and Collections to ensuresmooth and efficient credit operations. ● You will develop and implement credit policies, procedures, and guidelines to enhance efficiencyand maintain compliance - Credit Operations Management. ● You will monitor and manage the credit portfolio to identify early warning signs, trends, andpotential areas of concern. ● You will perform periodic portfolio analysis to assess the performance of loans, identify patterns,and make recommendations for portfolio optimization. ● You will utilize data and analytics to generate insights and develop strategies for minimizing creditrisk and improving portfolio quality - Portfolio Monitoring and Analysis. ● You will stay updated on relevant regulations, guidelines, and industry best practices related tocredit and lending. ● You will ensure compliance with regulatory requirements and internal policies in all credit-relatedactivities. ● You will collaborate with the Compliance and Legal teams to address any compliance issues andimplement necessary controls - Compliance and Regulatory Adherence.