Lead Data Scientist

Join Enova as a Lead Data Scientist, where you will develop, enhance, and test the company's models for lending criteria and verification procedures. You will lead independent model validations, conduct ad hoc analysis, and provide technical guidance and mentorship to team members. This hybrid role requires in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. Enjoy a comprehensive benefits package, including health insurance, PTO, paid parental leave, and a 401(k) matching program.

• Lead and perform independent model validations to evaluate model fit for purpose, conceptual soundness, mathematical theory and assumptions.
• Prepare model validation reports and write technical documentation, providing technical guidance and mentorship to team members.
• Drive improvements to model validation methodologies, processes, and governance practices by leveraging data manipulation, machine learning, and programming skills.
• Strong knowledge of statistical models and methodologies used in risk management
• Advanced programming skills in Python and the ability to write customized programs for meaningful data analysis
• Experience working with relational databases, such as SQL
• Experience in developing and/or independently validating advanced credit risk models
• 5+ years of experience in quantitative analysis in the financial services industry and experience leading complex analytical or model validation projects is preferred
• Demonstrated ability to provide technical guidance and communicate complex quantitative concepts to technical and non-technical stakeholders