Manager - Credit (Infra) - Credit - Mumbai - Lodha (I-Think Techno Campus) - JM

Credit Assessment

• Evaluate the creditworthiness of Cleantech finance applicants, including businesses and projects.
• Assess financial statements, credit reports, and other relevant data to determine risk profiles.

Credit Recommendations

• Provide clear and well-supported credit recommendations, including credit limits and terms.
• Collaborate with cross-functional teams to ensure alignment with business objectives.

Credit Portfolio Management

• Monitor and manage the credit portfolio to minimize risks and maximize returns.
• Identify early warning signs and take proactive measures to mitigate potential losses.

Compliance and Policy Adherence

• Ensure compliance with internal credit policies and regulatory requirements.
• Contribute to the development and refinement of credit policies and procedures.
• Build and maintain strong relationships with clients and partners.
• Conduct comprehensive risk assessments, identifying potential credit risks and opportunities.
• Analyze industry-specific risks and market dynamics affecting Cleantech projects.

Documentation and Reporting

• Prepare accurate and comprehensive credit reports and documentation.
• Maintain detailed records of credit assessments and decisions.

Market and Industry Research

• Stay informed about Cleantech industry trends, market dynamics, and emerging risks.
• Apply market insights to credit assessments and risk management.

Financial Reporting and Automation

• Prepare divisional P&L reports for Lease Business, including India Desk and Japan Desk.
• Perform COF rate and RM mapping, and execute adjustment entry uploads for PF Term loan reports into BO.
• Automate reporting processes to enhance efficiency and accuracy.

Ad-hoc Reporting

• Provide ad-hoc reports as required by the business to support decision-making.

Assist in generating data for CTLC debit notes and verify their correctness