Analista de Crédito Junior (Formalização)

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Analista de Crédito Junior (Formalização) based in Brazil.

This is an opportunity to join a credit-focused team supporting the analysis and formalization of lending <operations.You> will contribute to technical credit assessments and help ensure that processes follow established policies and regulatory requirements.The role offers exposure to both individual and corporate credit operations, providing a strong foundation for professional growth in the financial <sector.You> will also support the development of training materials and contribute to knowledge-sharing across the team.Your work will help improve centralized credit workflows, increasing efficiency, consistency, and quality.The environment values collaboration, continuous learning, and staying current with market developments.This is a strong opportunity for someone looking to build a career in credit analysis within a structured and evolving financial environment.

Accountabilities

• Prepare credit analyses and technical opinions for credit operations, supporting sound and consistent decision-making.
• Provide technical support in managing standards, policies, and procedures throughout the credit lifecycle.
• Contribute to the development of training materials and instructional resources related to credit processes.
• Manage and support incoming demands across the credit lifecycle, ensuring appropriate follow-up and resolution.
• Monitor developments and trends in the credit market to maintain up-to-date knowledge and support continuous improvement.
• Participate in initiatives to improve centralized credit workflows, helping increase operational efficiency and process quality.

Requirements

• Higher education completed or in progress in a relevant field.
• Knowledge of individual (PF) and corporate (PJ) credit analysis.
• Basic knowledge of credit-related legislation and regulatory requirements.
• Analytical mindset with attention to detail and ability to evaluate financial and credit information.
• Good organization and communication skills, with the ability to collaborate effectively with different stakeholders.
• Interest in the financial sector and willingness to continuously develop knowledge of credit products, regulations, and market practices.

Benefits

• Food and meal allowance.
• Childcare or nanny expense reimbursement.
• Mobility allowance.
• Profit Sharing Program (PPR).
• Corporate life insurance.
• Private pension plan with company contribution.
• Medical insurance for employees and dependents.
• Dental insurance for employees and dependents.
• English learning platform.
• Wellhub (Gympass) access to gyms and wellness facilities.
• Zenklub access to psychologists and self-development content for employees and dependents.
• Christmas allowance.
• Birthday day off.
• Children's birthday day off.
• Extended parental leave: 180 days of maternity leave and 20 days of paternity leave.
• Remote work options are available depending on location and position requirements.