CREDIT ASSOCIATE

Group Company: BANK OF THE PHILIPPINE ISLANDS Designation: DESIGNATED LENDING OFFICER Office Location: Position description: This position is primarily responsible for evaluating and rendering credit decision for retail loans while adhering to the Bank's credit guidelines and policies within the committed turn-around time. Primary Responsibilities: 1. Conducts complete screening, income verification, residence verification and encodes all information gathered for applications auto approved by the system or under lending programs 2. Analyzes, reviews and evaluates proposals recommended by the credit staff to determine the credit worthiness of loan applicants. 3. Renders credit decision on retail loan applications within his/her authority and recommends to higher level authorities if beyond his/her authority. 4. Supervises the performance of Credit Staff under his/her supervision to ensure that goals are met. 5. Handles Sales inquiries and concerns and escalates to the Unit Head when necessary to support the business targets. Additional Responsibilities: Reporting Team Reporting Designation: Reporting Department: Educational qualifications preferred Category: Field specialization: Degree: Academic score: Institution tier: Required Certification/s: Required Training/s: Required work experience Industry: Role: Years of experience: Key Performance Indicators: Required Competencies: Required Knowledge: Required Skills: Required abilities Physical: Other: Work Environment Details: Specific requirements Travel: Vehicle: Work Permit: Other details Pay Rate: Contract Types: Time Constraints: Compliance Related: Union Affiliation: