(Senior) Risk Manager (m/f/x)

This position is embedded within our Risk Control Function department, which comprehensively oversees both overarching Risk Governance and Non-Financial Risk Management. The responsibilities listed below reflect the broad spectrum of our department's mandate – your specific focus and deployment within this role will be handled flexibly, tailored to your individual interests, personal strengths, and current team capacities.

• Conduct and continue to develop day-to-day operational risk, incident, and Risk Control Self Assessment (RCSA) frameworks , including reviewing reported incidents for accuracy, maintaining data integrity in the risk register, executing scheduled Control Testing, and performing framework-aligned "Check and Challenge" routines for RCSA submissions
• Support comprehensive risk profiling, strategy, and policy development , continuously tracking the institution’s risk-bearing capacity (RBC), ensuring strict adherence to established risk limits, contributing to the annual risk inventory, and maintaining the overall risk profile
• Contribute to and monitor advanced risk frameworks , including implementing the Operational Risk Stress Testing framework, executing Scenario Analysis programs to model hypothetical impacts, and tracking early-warning Key Risk Indicators (KRIs) over time
• Facilitate and execute the New Product Process (NPP) lifecycle and governance , managing the risk evaluation from the pre-assessment phase through committee sessions, preparing Management Resolutions, and ensuring seamless framework integration for all new initiatives
• Act as a contact person for the 1st Line of Defense (1LoD) and drive reporting , supporting them in assessing risks and defining corrective actions, while producing quarterly Risk Reports and monthly Risk Culture Reports for senior stakeholders
• You successfully completed a Bachelor’s or Master’s degree in business administration, finance, economics or equivalent
• You gained at least 3 years experiences at a bank, asset manager or financial services company in (Operational) Risk Management, Audit or Compliance and you have knowledge of regulatory issues related to operational risks (CRR, MaRisk, DORA, SREP, EBA papers)
• You are able to work in a time-sensitive environment and you are able to balance competing priorities
• You have a strong ability for risk-oriented analysis and comprehensible presentation of complex issues
• You have concise verbal and written communication skills in German and English
• Be part of one of the fastest-growing and most visible Fintech startups in Europe, creating innovative services that have a substantial impact on the lives of our customers
• The ability to work with an international, diverse, inclusive, and ever-growing team that loves creating the best products for our clients
• Enjoy an office in the heart of Munich, located in a lively neighbourhood and close to the English garden
• All internships are worth the same with us: we also remunerate mandatory internships 
• Learn and grow by joining our in-house knowledge sharing sessions
• Work productively with the latest hardware and tools
• Free subscription to the PRIME+ Broker