Property Actuarial Analyst

<p><span style="font-size: 12pt; color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif;">Come join our team!</span></p>
<p><span style="font-size: 12pt; color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif;">There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.</span></p>
<p><span style="font-size: 12pt; color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif;">Headquartered in New York City and founded in 2007, our company has over 4,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees. </span></p>
<p><span style="font-size: 12pt; color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif;">Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!</span></p>
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<p><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>JOB OVERVIEW:</strong></span></p>
<p><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">We're hiring a<strong> Property Actuary </strong>to build the pricing models behind our property insurance work. You'll build, validate, and maintain actuarial and CAT models that tell us what property insurance should cost for our clients, and you'll turn that output into recommendations our brokers can use with risk managers and CFOs.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">This is a hands-on modeling job. Most of your week will be spent in the data (policy info, exposures, loss runs) building and refining models that help brokers benchmark risk, sanity-check pricing, and advise clients heading into renewal. ACAS is preferred but not required. If you're a non-credentialed actuary with real property modeling chops, we want to talk to you.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">If you like building property pricing models and want to see your work change how clients buy insurance, this one is for you.</span><br><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>LOCATION:</strong> Hybrid - open to 3 to 5 days a week in our EPIC office in New York NY; the other days would be work from home.</span></p>
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<p><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>WHAT YOU’LL DO:</strong></span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Build, validate, and maintain the actuarial and statistical models we use to price property risk, both CAT and non-CAT.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Work with a collaborative group of 10+ actuaries, geographically dispersed, with a core group located in NYC.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Use those models to produce indicated rates, layer pricing, limit adequacy reads, retention analysis, and TCOR views that feed real placement decisions.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Get hands-on with the data. That means cleaning up SOVs, loss runs, and policy schedules, and setting up workflows so the next analysis is faster than the last one.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Turn model output into something a client can read. Think slides, benchmarks, and short written narratives our brokers can put in front of a CFO without translating.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Sit with producers, property practice leaders, and clients to walk through the numbers, take the hard questions, and help shape program structure.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Pitch in on new business. Request for Proposals, prospect meetings, and any deliverable where the actuarial story matters.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Use AI to move faster and to push back on your own work. We expect you to lean on AI tools for the grunt work (data cleanup, first-pass code, drafting client narratives) and to stress-test your models with it: poke holes in assumptions, run sanity checks, and pressure-test results before they go out the door.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Keep your models documented and auditable so anyone on the team can pick them up.</span></p>
<p><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>TOOLS YOU'LL USE:</strong></span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Modeling & Simulation: @RISK, ModelRisk</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• CAT Platforms: Moody's RMS, Verisk AIR, Archipelago</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Data & Programming: Excel, VBA, Python, R</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Visualization & Mapping: Power BI, Tableau, ArcGIS</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Market Intelligence: S&P Capital IQ</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Presentations: PowerPoint</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• AI: Copilot, Claude</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">You won't necessarily use all of these on day one. But if you've touched most of them, you'll ramp up fast.</span><br><br></p>
<p><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>WHAT YOU’LL BRING:</strong></span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">Credentials & Technical Skills</span><br><strong><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• ACAS is preferred. If you're not credentialed, we'll still seriously consider you with at least 2 years of dedicated property pricing or modeling work.</span></strong><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Real property modeling experience. You've worked on loss development, trend, frequency/severity, CAT load integration, and layer pricing, not just read about them.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Comfort with big, messy datasets. Strong Excel is table stakes. You also work in at least one of Python, R, or SQL.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• You use AI in your day-to-day. Copilot, ChatGPT, Claude, whatever fits the job. You know where it saves you hours, and you know when not to trust it.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• You can explain your work without jargon. If you can't get a broker or a client to follow the logic, the model doesn't matter.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">Experience & Education</span><br><strong><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• 2+ years of actuarial work, with meaningful time spent on property pricing or modeling.</span></strong><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Bachelors in actuarial science, math, stats, or another quantitative field.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Brokerage, reinsurance, or carrier-side property pricing experience is a big plus. Bonus points if you've seen how actuarial work actually moves a placement.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• Self-starter mindset. Our property analytics practice is growing fast, and we need people who want to help build it, not just slot into a process.</span></p>
<p><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">Domain</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• You understand commercial property: how programs are structured, what a tower looks like, what TIV values actually represent, and the actuarial logic underneath it all.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• You know the major CAT models (AIR, RMS) and how vendor output gets folded into pricing. Hands-on experience is great but not required.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• You've seen benchmarking, limit adequacy work, and TCOR modeling used in real renewal conversations.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• You're comfortable with complex programs: layered placements, quota shares, deductibles, self-insured retentions, and captives.</span><br><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;">• You can work across a lot of stakeholders at once: brokers, practice leaders, clients, and the technical team.</span></p>
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<p><span style="color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif; font-size: 12pt;"><strong>COMPENSATION: </strong></span></p>
<p><span style="font-size: 12pt; color: rgb(0, 0, 0); font-family: helvetica, arial, sans-serif;">The national average salary for this role is $150,000.00 - $200,000.00+ in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.</span></p>
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<p style="line-height: 1;"><strong><span style="font-size: 12pt;">WHY EPIC: </span></strong></p>
<p style="line-height: 1;"><span style="font-size: 12pt;">EPIC has over 60 offices and 4,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:</span></p>
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<li style="font-size: 12pt;"><span style="font-size: 12pt;">Generous Paid Time off</span>
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<li style="font-size: 12pt;"><span style="font-size: 12pt;">Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days</span></li>
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<li style="font-size: 12pt;"><span style="font-size: 12pt;">Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave</span></li>
<li style="font-size: 12pt;"><span style="font-size: 12pt;">Generous employee referral bonus program of $1,500 per hired referral</span></li>
<li style="font-size: 12pt;"><span style="font-size: 12pt;">Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)</span></li>
<li style="font-size: 12pt;"><span style="font-size: 12pt;">Employee Resource Groups: Women’s Coalition, EPIC Veterans Group</span></li>
<li style="font-size: 12pt;"><span style="font-size: 12pt;">Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development</span></li>
<li style="font-size: 12pt;"><span style="font-size: 12pt;">Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support</span></li>
<li style="font-size: 12pt;"><span style="font-size: 12pt;">Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs</span></li>
<li style="font-size: 12pt;"><span style="font-size: 12pt;">50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to be EPIC!</span></li>
<li style="font-size: 12pt;"><span style="font-size: 12pt;">EPIC Gives Back – Some of our charitable efforts include Donation Connection, Employee Assistance Fund, and People First Foundation</span></li>
<li style="font-size: 12pt;"><span style="font-size: 12pt;">We’re in the top 10 of property/casualty agencies according to “Insurance Journal”</span></li>
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<p style="line-height: 1;"><span style="font-size: 12pt;">To learn more about EPIC, visit our Careers Page: <a href="https://www.epicbrokers.com/about/epic-careers/">https://www.epicbrokers.com/about/epic-careers/</a>. </span></p>
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<p style="line-height: 1;"><em><span style="font-size: 12pt;">EPIC embraces diversity in all its various forms—whether it be diversity of thought, background, race, religion, gender, skills or experience. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard. It is our belief that diversity drives innovation and that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients. </span></em></p>
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