Senior Software Engineer (R14284)

<div class="content-intro"><h2><span style="color: rgb(108, 219, 139); font-family: arial, helvetica, sans-serif;">Who We Are</span></h2>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $22.7 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually.</span></p></div><h2 style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 18pt; color: rgb(108, 219, 139);">The Opportunity</span></h2>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">The Machine Learning Platform team builds the software foundations that enable data scientists and machine learning engineers to develop, validate, deploy, and operate models safely and efficiently in production. In this role, you’ll lead complex platform work from business context through production outcomes, combining hands-on engineering, architectural judgment, production ownership, and mentorship. In your first year, success means leading meaningful platform initiatives, improving reliability and developer experience, and becoming a trusted technical leader for the ML platform.</span></p>
<h2 style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">At Oportun, we move fast and hold each other to a high bar. You’ll partner across Data Science, Product, Risk, Fraud, and Engineering to solve ambiguous problems and move the needle for members and the business.</span></h2>
<h2 style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 18pt; color: rgb(108, 219, 139);">What You'll Do</span></h2>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><strong>Your day-to-day</strong></span></p>
<ul style="text-align: justify;">
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You’ll lead the design, implementation, deployment, and operation of complex platform capabilities that support the machine-learning lifecycle.</span></li>
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You’ll design scalable systems for model deployment and serving, feature computation, data validation, workflow orchestration, monitoring, and production support.</span></li>
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You’ll build reusable platform components, standards, and automation while improving reliability, scalability, observability, and operational readiness across ML systems.</span></li>
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You’ll partner with Data Science, Product, Risk, Fraud, and Engineering teams to translate ambiguous business needs into practical technical solutions.</span></li>
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You’ll own significant technical initiatives end to end and lead complex production investigations—clarifying requirements, leading design, delivering safely, measuring results, and implementing durable fixes.</span></li>
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You’ll raise engineering quality through thoughtful code and design reviews, mentor engineers through pairing and technical guidance, and contribute to platform technical strategy.</span></li>
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You’ll look for ways to use AI tools thoughtfully to work smarter, reduce manual work, and make better decisions faster.</span></li>
</ul>
<h2 style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 18pt; color: rgb(108, 219, 139);">Who You Are</span></h2>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><strong>The right fit looks like this</strong></span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You do not need detailed implementation direction to be effective. Given an ambiguous problem and sufficient context, you can define the technical approach, explain trade-offs, align stakeholders, lead delivery, and own the outcome after launch.</span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><strong>You’re comfortable navigating complexity and don’t wait for perfect information to move forward. You communicate clearly, give direct feedback, mentor others, and connect engineering work to member, business, and operational outcomes.</strong></span></p>
<h2 style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 18pt; color: rgb(108, 219, 139);">What You Bring</span></h2>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><strong>Skills & experience</strong></span></p>
<ul style="text-align: justify;">
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You’ll have 5+ years of professional software-engineering experience building and operating production systems, with strong programming skills in Python and deep knowledge of API design, distributed systems, service architecture, testing, and software-design fundamentals.</span></li>
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You’ve demonstrated experience designing and operating reliable, scalable cloud-native services or data-intensive systems, with experience in ML platforms, model serving, feature engineering, data platforms, MLOps, or related systems.</span></li>
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You bring practical experience with SQL, databases, caching, and tracing data or requests across multiple systems, plus familiarity with the ML lifecycle from feature engineering and model training through evaluation, deployment, serving, monitoring, and governance.</span></li>
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You have experience with Docker, Kubernetes, CI/CD, Git-based workflows, and production observability, and you can evaluate technical alternatives and clearly communicate recommendations, trade-offs, risks, and dependencies.</span></li>
<li style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">You’ve demonstrated the ability to mentor engineers, improve engineering practices, lead through technical influence, and connect engineering work to member, business, product, and operational outcomes.</span></li>
</ul>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: rgb(108, 219, 139);"><strong>Nice to Have</strong></span></p>
<ul style="text-align: justify;">
<li style="color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt;">Experience with AWS, Databricks, MLflow, SageMaker, Spark/PySpark, Kafka, or streaming systems.</span></li>
<li style="color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt;">Experience building feature platforms, model-serving systems, workflow-orchestration platforms, or internal developer platforms.</span></li>
<li style="color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt;">Familiarity with monitoring model quality, data quality, feature coverage, latency, reliability, or cost efficiency, and experience working with sensitive data in a regulated or financial-services environment.</span></li>
<li style="color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt;"><span style="color: rgb(0, 0, 0); font-family: arial, helvetica, sans-serif; font-size: 12pt;">Experience with Java or another backend language in addition to Python, and familiarity with AI tools such as ChatGPT or Copilot to improve personal productivity.</span></li>
</ul>
<h2 style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 18pt; color: rgb(108, 219, 139);">Our AI Mindset</span></h2>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><strong><span style="color: rgb(0, 0, 0);">We b</span>uild with AI. We lead with judgment.</strong></span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">AI isn't a feature here. It's how we work.</span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">We're excited about what AI makes possible, and we're looking for people who share that curiosity. You don't need to be an expert. You need to be <span style="color: rgb(108, 219, 139);"><strong>open to experimenting</strong></span>, willing to learn, and able to apply new tools in ways that actually move the needle.</span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">In this role, you'll be encouraged to explore AI tools, find practical use cases for your function, and bring ideas for working smarter. We believe the best outcomes come when <span style="color: rgb(108, 219, 139);"><strong>human judgment and AI capability work together</strong>.</span></span></p>
<h2 style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 18pt; color: rgb(108, 219, 139);">Why Oportun</span></h2>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;"><strong>What's in it for you</strong></span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Oportun offers a competitive compensation and benefits package designed to support your physical, financial, and professional well-being. Benefits vary by country of employment.</span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Some of the benefits available to eligible employees include:</span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt; color: rgb(108, 219, 139);"><strong>India Benefits:</strong></span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Medical, Dental & Vision Insurance</span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Provident Fund</span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Life & Accident Insurance</span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Internet, Fuel, Meal & Telephone Allowances</span></p>
<p style="text-align: justify;"><span style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">Eligibility and plan details vary by location and employment status. To learn more about Oportun and our benefits, visit <span style="color: rgb(108, 219, 139);"><strong><u>oportun.com/careers </u></strong>  <span style="color: rgb(255, 255, 255);">#LI-REMOTE #LI-SS1</span></span></span></p><div class="content-conclusion"><p style="margin: 0in; text-align: justify;"><em><span style="font-family: Arial, sans-serif; font-size: 12pt;">We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.</span></em></p>
<p style="margin: 0in; text-align: justify;"><em><span style="font-family: Arial, sans-serif; font-size: 12pt;"> </span></em></p>
<p style="margin: 0in; text-align: justify;"><em><span style="font-family: Arial, sans-serif; font-size: 12pt;">California applicants can find a copy of Oportun's CCPA Notice here:  <a href="https://oportun.com/privacy/california-privacy-notice/">https://oportun.com/privacy/california-privacy-notice/</a>.</span></em></p>
<p style="margin: 0in; text-align: justify;"> </p>
<p style="margin: 0in; text-align: justify;"><em><span style="font-size: 12pt; font-family: arial, helvetica, sans-serif;">We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).</span></em></p></div>