Regional Credit Manager - CV & CE-COMMERCIAL VEHICLE-Credit Common Cost Allocation - CV,CE & SA

JD – ZCM – Commercial Vehicles & Construction Equipment
Job requirements

• CA or MBA with more than 15 years of experience in same industry.
• Candidate should have handled multiple locations/regions in banks, preferably for West zone.
• Candidate should be Managing the Managers.
• Candidate will report to National Credit Manager.
• Zonal head for West zone for the states of Maharashtra, Gujarat and MP with book size of more than 10000 Cr and team size of 30.
• Assignment will include to take care of Credit function of Commercial Vehicles, Construction Equipments, Rural Auto and Saral business for used assets funding.
• To monitor and maintain qualify portfolio including monitoring on infant delinquencies on regular basis.
• Handling various tech initiatives & automation towards increasing productivity and efficiency at function level and business level.
• Handle Internal, external and regulatory audits.
• Hind sighting of portfolio underwriting with early identification of triggers.
• Managing EWS and Review accounts as pre regulatory guidelines.

Job Description:

• Zonal head for West zone for the states of Maharashtra, Gujarat and MP with book size of more than 10000 Cr and team size of 30.
• Assignment will include to take care of Credit function of Commercial Vehicles, Construction Equipments, Rural Auto and Saral business for used assets funding.
• To monitor and maintain qualify portfolio including monitoring on infant delinquencies on regular basis.
• Handling various tech initiatives & automation towards increasing productivity and efficiency at function level and business level.
• Handle Internal, external and regulatory audits.
• Hind sighting of portfolio underwriting with early identification of triggers.

Managing EWS and Review accounts as pre regulatory guidelines.