Fixed Income Division - Vice President, Credit Analyst (Mumbai)

CREDIT ANALYST JOB DESCRIPTION

Educational Requirements

• Strong academic record, quantitative skills and an interest in and understanding of financial markets.
• CA with around 4-10 years of Financial / Industry experience, including previous exposure to credit markets / analysis.
• MBA along with CA would be preferred.
• Any progress towards CFA (AIMR, USA) would be preferred.

Position Summary

The position is based in Mumbai and will involve working in Morgan Stanley Fixed Income Department research team for doing credit research, financial analysis and modelling, setting up/maintaining industry databases, data collation and analysis, writing reports and participating in the investment recommendation decision making process.

Purpose of the Job

• Analyzing financial statements, company and industry research, peer comparison, give a view on the creditworthiness of the proposed issuers . (Corporates , Banks & Financial Institutions & NBFCs )
• Monitoring of the existing Issuers, structured debt papers and provide inputs to the Fund management team.
• Interacting with issuers and rating agency for the monitoring purpose.
• Interacting with the market participants ( including banks, NBFCs and MFs) for purpose of presenting credit views to them and monitoring purpose.
• Analyzing structured papers of from various NBFCs and Banks for buyout and monitoring
• Preparation of periodic MIS, thematic research, industry research, including updates for Investment Committee.
• Structuring the transaction and closing the transaction documents with parties involved
• Ensuring that pre and post transaction documentation requirements are met.

Key Responsibilities

• Tracking respective issuer , instruments , sectors and making buy, sell or hold decision.
• Reading the market information and behavior closely to analyze better.
• Managing rating migration in highly favorable manner.
• Closing credit discussion and documentation with the parties involved.
• Adhering to secrecy and ethic code, compliance parameters
• undefined

Interpersonal Skills

• Strong communication skills - written and verbal
• Initiative/Ability to be pro-active
• Problem Solving/Questioning outlook
• Dedication/Resilience
• Teamwork
• Ability to prioritise multiple tasks
• Flexible approach to workload and demands of role
• Eye for details & Process orientation
• Sound interpersonal skills
• undefined

Knowledge/Skills Required

• Ability to understand and analyse financial statements
• Strong analytical and problem solving skills
• Writing and presentation ability
• Excellent skills relating to data manipulation and interpretation
• Ability to effectively work in a team
• Background of credit research process / language
• Familiarity with credit derivatives
• Familiarity with AI tools

What we expect of you

We will be looking for talented individuals who can combine an outgoing nature, strong communication, written, problem solving and analytical skills with numeracy, attention to detail and a questioning outlook. Candidates need to be able to work well within small specialist teams, and be able to both collaborate with, and contribute to, the team as well as listen. Candidates will need to be proactive people who can think on their feet, who will work diligently and stay focused on completing the task and who are resourceful and enthusiastic.

WHAT YOU CAN EXPECT FROM MORGAN STANLEY

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.