Assistant Vice President, Business Product Management

About The Role

Business Product Management
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Develop and implement product plans based on customer needs, market trends and competitive developments.
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Understand the regulatory environment in the region and analyse impact to Treasury activities including existing and new products.
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Develop and maintain the 1-3 year product roadmap, including new product priorities, target segments, product capabilities and P&L projections, and coordinate required local and Group approvals.
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Support Coverage/Sales on client solutions where product expertise is required.
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Monitor product revenue, profitability and performance, including forecasting and management reporting.
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Engage with internal technology subject matter experts and researches product-related trends in order to provide an integrated and automated client experience.
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Translate business goals into a competitive Deposit/ CASA product roadmap to align with market growth and acquisition by designing and launching corporate deposit packages (CASA, term deposits, flexible deposits).
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Monitor product performance: deposit volume, funding cost, and profitability.
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Work closely with Operations to design scalable and efficient operating models and service delivery processes.
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Collaborate with Risk, Compliance and Legal teams to ensure products remain compliant with regulatory and governance requirements.
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Lead product papers and required approvals, define business requirements, and lead business-side UAT and implementation readiness in partnership with D&T and Operations.
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Evaluate product performance, customer experience and operational efficiency and recommend improvements.
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Establish and maintain product policies, procedures and controls.
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Drive automation and digitization initiatives that improve customer experience and operational effectiveness.
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Develop product strategies aligned with Treasury business priorities and support revenue growth through product innovation and enhancement.
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Develop business cases and evaluate the commercial viability of new products and product enhancements.
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Develop product strategies that support Treasury’s business objectives and identify new product opportunities in line with the approved Treasury roadmap.
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Create and ensure the governance and control infrastructure in partnership with control functions
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Provide product forecasts and performance inputs into the annual planning and budgeting process.
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Serve as Treasury's subject matter expert on product capabilities, market practices and regulatory developments.
Communications
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Ensure all staff adheres to do client suitability to in accordance with internal and external policy;
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Maintaining relationships with other parts of Treasury and FIG and the wider Group Wholesale to ensure adequate profile and development of the unit.
Regulatory Compliance
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Ensures compliance with local regulatory requirements and external auditors, in pursuant to both Law on Enterprises and Law on Credit Insitutions and related legal documents .
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Conduct all activities ethically in accordance with Policies and Procedures approved by the Management and the State Bank of Vietnam regulations
Any other responsibilities / task as assigned by senior management from time to time.

Requirements:

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Bachelor's Degree in Finance, Economics, Business Administration, Accounting, Financial Engineering, Technology or related discipline.
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Master's degree and/or professional banking qualifications would be an advantage
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10+ years of banking experience in Treasury, Transaction Banking, Cash Management, Trade Finance, Product Management, Payments, Corporate Banking or Fintech.
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Proven experience in product development, commercialization, implementation and lifecycle management.
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Experience working with Technology, Operations, Risk, Compliance and Legal stakeholders on product initiatives.
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Strong understanding of Treasury products, cash management, payment solutions, liquidity management and corporate banking services.
Technical / Functional Skills
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Strong understanding of Treasury, Transaction Banking, FI and Corporate Banking products.
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Proven product management capability, including product design, business case development, pricing and commercialization.
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Strong knowledge of local banking regulations, governance requirements and risk management principles.
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Experience leading digital transformation and process automation initiatives.
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Ability to translate business requirements into technology solutions and manage implementation delivery.
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Strong financial analysis, profitability assessment and business planning skills.
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Strong understanding of customer journeys, operating models and service delivery frameworks.
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Proficient in Microsoft Office and data analysis tools.
Personal Skills
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Strategic thinking and product innovation mindset.
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Strong stakeholder management and influencing skills across business, technology and control functions.
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Excellent project management and execution capability.
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Strong analytical and problem-solving skills.
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Effective communication and presentation skills.
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Ability to lead cross-functional teams and drive consensus among diverse stakeholders.
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Demonstrated ability to manage multiple initiatives in a fast-paced environment.
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Strong commercial acumen with focus on revenue growth and customer outcomes.
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Professional conduct and sound risk awareness.
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Ability to communicate fluently in English and Vietnamese.