Credit Manager-Loan Against Property (LAP)-Credit

Job Role

• To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
• Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
• Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
• Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.

JOB REQUIREMENTS

Skills/Knowledge prerequisites

• Knowledge of the location / area is an essential criteria.
• Well versed in the local language apart from Hindi and English.
• Good knowledge of interpreting financial trends.

Educational Qualifications

• Qualifications: CA or MBA with specialization in Finance.

Experience Profile

Upto two years of work experience.