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Senior Manager-Data Science-Data Scientist
Fa Ewjt Saasfaprod1 · Gurugram, Haryana, India
About The Role
- Design and build credit risk scorecards (application, behavioral, and collections scorecards) to predict creditworthiness and optimize account management strategies.
- Extract, clean, and preprocess data from various sources using SQL.
- Develop and implement machine learning models for collections performance and delinquency prediction using Python (including libraries like pandas, scikit-learn).
- Monitor model performance, conduct backtesting, recalibration, and validation adhering to regulatory standards.
- Collaborate with business and data teams to translate credit risk requirements into modeling specifications.
- Document modeling processes, assumptions, and results for internal governance and audit purposes.
- Strong proficiency in Python and SQL for data manipulation, modeling, and automation.
- Proven experience in credit risk scorecard development and collections/account management modeling.
- Understanding of credit risk model metrics (Delinquency, KS, Gini, AUC, etc.)
- Experience with machine learning algorithms, feature engineering, and model monitoring techniques.
- Bachelor’s in Engineering or Master’s degree in Statistics, Mathematics
- Familiarity with credit bureau data and experience working in a BFSI environment.
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