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Senior Manager-Data Science-Data Scientist

Fa Ewjt Saasfaprod1 · Gurugram, Haryana, India

Data Science / AI / Machine LearningImported listingfull-timeabout 14 hours ago

About The Role

  • Design and build credit risk scorecards (application, behavioral, and collections scorecards) to predict creditworthiness and optimize account management strategies.
  • Extract, clean, and preprocess data from various sources using SQL.
  • Develop and implement machine learning models for collections performance and delinquency prediction using Python (including libraries like pandas, scikit-learn).
  • Monitor model performance, conduct backtesting, recalibration, and validation adhering to regulatory standards.
  • Collaborate with business and data teams to translate credit risk requirements into modeling specifications.
  • Document modeling processes, assumptions, and results for internal governance and audit purposes.
  • Strong proficiency in Python and SQL for data manipulation, modeling, and automation.
  • Proven experience in credit risk scorecard development and collections/account management modeling.
  • Understanding of credit risk model metrics (Delinquency, KS, Gini, AUC, etc.)
  • Experience with machine learning algorithms, feature engineering, and model monitoring techniques.
  • Bachelor’s in Engineering or Master’s degree in Statistics, Mathematics
  • Familiarity with credit bureau data and experience working in a BFSI environment.

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