Trade Client Service - Associate （Support Bank Guarantee）

Key Responsibilities

Client Advisory & Transaction Support

• Act as a primary contact for clients on Bank Guarantee and Standby Letter of Credit related inquiries.
• Provide guidance and education to clients regarding guarantee structures, issuance requirements, claim provisions, governing rules, and market practices.
• Support clients throughout the transaction lifecycle, ensuring a seamless onboarding and servicing experience.
• Manage complex client requests and coordinate resolution across Operations, Product, Sales, Legal, Compliance, and Risk functions.

Bank Guarantee Text Vetting

• Review, analyze, and vet Bank Guarantee and Standby Letter of Credit wording prior to issuance.
• Identify legal, operational, compliance, and documentary risks within guarantee text.
• Provide recommendations and alternative wording aligned with JPMorgan standards and market practice.
• Coordinate with Trade Advisory, Legal, and Operations teams where required to resolve complex drafting issues.
• Ensure all guarantee texts comply with applicable local regulations and internal policies.

Regulatory & Technical Expertise

• Maintain strong knowledge of:
• Chinese banking and guarantee regulations.
• URDG 758.
• ISP98.
• UCP600 and related ICC trade rules.
• Relevant sanctions, AML, and compliance requirements.
• Monitor market and regulatory developments that may impact guarantee issuance and servicing activities.

Risk & Controls

• Ensure adherence to internal control standards, procedures, and regulatory requirements.
• Escalate risk concerns promptly and appropriately.
• Support audits, compliance reviews, and control testing activities as required.
• Maintain data integrity and accurate documentation throughout transaction processing.

Stakeholder Management

• Partner closely with Trade Operations, Trade Advisory, Product, Sales, Bankers, Compliance, Legal, and Risk teams.
• Support client meetings and presentations related to trade finance solutions.
• Contribute to service improvement initiatives and process optimization efforts.
• Share knowledge and provide guidance to junior team members where appropriate.

Required Qualifications

• Bachelor's Degree in Finance, Banking, International Trade, Business, Law, or related discipline.
• Minimum 6 years of experience in Trade Finance, with significant exposure to Bank Guarantees and Standby Letters of Credit within China.
• Strong understanding of:
• Bank Guarantees
• Standby Letters of Credit
• Trade Finance Operations
• International Trade Rules and Practices
• Demonstrated experience reviewing and negotiating guarantee wording with clients and beneficiaries.
• Working knowledge of Chinese regulatory requirements governing guarantees and trade finance transactions.
• Strong communication skills in English and Mandarin, both written and verbal.
• Ability to manage multiple priorities in a fast-paced environment