Bankrate
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About Bankrate
100 million people use Bankrate every year. That’s why hundreds of financial institutions compete for your business at Bankrate — because every borrower could choose any of them. Bankrate isn’t a bank, doesn’t lend money, and doesn’t earn more if you pick one mortgage lender over another. That independence is what keeps the competition real.
The lender who wins your loan wins it on price — not because they paid us more to be at the top of the list. In 2025, that process produced mortgage rates that beat 99.7% of offers from 850+ surveyed banks and credit unions. Not a marketing claim. A documented outcome.