Senior Credit Officer - Transaction Approval & Control

Kindly note ths job was originally posted on 18 May 2026.

As Senior Credit Officer you are responsible for different product/sector portfolios. From advising on new deals, setting strategic direction, portfolio maintenance (with support from credit officer) and contributing to [global] sector/product risk appetite. The deal flow and pace is high, so you will get to see much and it allows you to learn all aspects of credit risk management and WB’s risk appetite. Next to the core of your job, you will get the chance to be involved in strategic projects having an impact on the global risk organisation. Within ING Wholesale Banking, Transaction Approval & Control (TA&C) is responsible for the analysis, advice and decision making of transactions for our clients. This is done by risk managers (SCOs and Credit Officers) who have a thorough understanding of credit structuring, credit risk, credit policies, businesses & markets, and ESG related risks. In addition to the client-by-client approval process, risk managers are responsible for portfolio monitoring and advising senior management on strategic directions in terms of risk appetite and portfolio steering.

The Team

Our team is dynamic and we work closely with all our (EMEA) Front Office colleagues. Transaction timelines are usually demanding hence flexibility and a ‘can do ‘mentality is important. In AF and TMT&H we regularly work together with LDG and DCM teams. Our environment is dynamic and therefore the team spirit important, so to you it is very natural to support fellow TA&C colleagues who need a hand. The team consists of 8 FTE, your position will be based in the Amsterdam and you will report to the team lead. You act as main point of contact for FO teams on the respective portfolios. TA&C Amsterdam employs 80 persons and is organized in 7 teams; Energy, Transportation & Logistics; Real Estate; CSL, Infra and TS; Commodities, Food and Agri; Financial Institutions; TMT&H, Acquisition Finance and Securitization; Environmental & Social Responsibility. The team that is covering TMT&H, Acquisition Finance and Asset Securitization, is looking for a new colleague. Your scope will be a combination of Acquisition Finance and one of the TMT/H Sectors, but nothing is carved in stone.

Roles and responsibilities

• Carry end to end portfolio responsibility for different portfolio’s
• Strong credit analysis and structuring skills. Ability to signal market trends and adjust appetite
• Coach junior colleagues and strong stakeholder management
• Eagerness to support department wide projects to make our Risk role more effective and efficient.

How to succeed

We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.

We are looking for the following knowledge and experience

• Someone who easily understands different business models, market dynamics, financial analysis, and credit structuring.
• Proven track-record with at least 7-10yrs of WB risk/FO experience.
• You are curious and able to ask questions to understand the most material risks.
• An independent thinker, not afraid to provide a different point of view and open to the exchange of ideas.
• You are able and willing to express yourself, in writing and verbally, concise and clear.
• You’re a self-starter, hands on, pro-active, and you cope well with pressure.

• No one matches every requirement perfectly. If this role feels like the right next step for you, we encourage you to apply.
• We'd love to learn more about your leadership experience, the impact you've made and what you'd bring to the team.
• Rewards and benefits
• We want to make sure that it ’ s possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.

The benefits of working with us at ING include

• 25-28 vacation days depending on contract
• Pension scheme
• 13th month salary
• 8% Holiday payment
• Hybrid working
• Personal growth and challenging work with endless possibilities
• An informal working environment with innovative colleagues

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Questions?

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