Underwriter I

Underwriter I

This position performs standard duties in reviewing, analyzing, and evaluating insurance risks on new and in force policies. In addition, this position renders subjective decisions regarding acceptability of risks in accordance with underwriting policies, practices, and Exchange guidelines. The position accepts, modifies, or rejects the risk/coverages as appropriate, with the concurrence of the Manager or Manager's designee.

Job Duties

• Analyze applications or documentation and develop supplemental information, which may be obtained from previous insurance carriers, direct contact with insureds and/or from photographs; Determine acceptability and rate level adequacy by enforcing rating plan. Determine modifications or rejection of risk with concurrence of Management.
• Modify risk as to deem it acceptable or determine restrictive action on new, in force and renewal policies.
• Review files when errors are detected and coordinate correction through appropriate levels
• Inform insureds of rejections, modifications or restrictive actions on policies after Management has reviewed. Respond to inquiries from insureds regarding those restrictions
• Communicate underwriting philosophy and decisions to Sales Agents and Claims personnel while continuing to build a good rapport and relationship between Sales/Claims and Underwriting
• Determine acceptability of continued coverage when amendments or endorsements substantially change initial risk exposure
• Recommend restrictive action or termination of policies with Management approval, prior to expiration

Qualifications

• Bachelors Equivalent combination of education and experience
• 1-3 years Experience in personal line insurance underwriting, claims, agency or sales Required
• MS Office applications (Medium proficiency)
• Problem solving, decision making and analytical skills. (Medium proficiency)
• Organizational and time management skills required. (Medium proficiency)
• Communication skills both written and verbal (Medium proficiency)
• Interpersonal skills in working in a group environment (Medium proficiency)
• Chartered Property Casualty Underwriter - Insurance Institute of America

The starting pay range for this position is

$25.03 - $33.34 Additionally, for full time positions, you will be eligible to participate in our incentive program based upon the achievement of organization, team and personal performance.

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Remarkable benefits

• Health coverage for medical, dental, vision
• 401(K) saving plans with company match AND Pension
• Tuition assistance
• Floating holidays and PTO for community volunteer programs
• Paid parental leave
• Wellness programs
• Employee discounts (membership, insurance,

travel, entertainment, services and more!)

Auto Club Enterprises is the largest club within the national AAA federation. We have nearly 17,000 employees in 24 states helping more than 18 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity – we win. All of Us! With our national brand recognition, long-standing reputation since 1900, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.

“Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value.”

AAA is an Equal Opportunity Employer

Our organization participates in E-Verify

The Automobile Club of Southern California will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state, and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance (FCIHO), the Unincorporated Los Angeles County (ULAC) regulation, and the California Fair Chance Act (CFCA).