Underwriter, Supplemental Accounts

The next part of your journey is right around the corner — with The Standard.

A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference?

Job Summary

This Underwriting team supports the growth and profitability of the Supplemental Accounts portfolio by evaluating risk, making sound underwriting decisions, and fostering strong business relationships. Contributes to the retention and acquisition of profitable business through effective analysis, communication, and decision-making. Develops underwriting expertise through ongoing training, hands-on experience, and increasing levels of responsibility, while demonstrating leadership, collaboration, and a commitment to underwriting excellence.

Key Responsibilities

• Risk Decisions: Apply sound, creative underwriting and business judgment in the timely analysis and evaluation of insurance risks to contribute to the growth and profitability of the organization.
• Customer Service: Develop and maintain effective working relationships with assigned field personnel, producers, assigned policyholders and Home Office personnel through professional negotiation, responsive communication, problem resolution and anticipation of customer expectations.
• Mentoring and Training: Provide mentoring and training as appropriate based on job level and experience.
• Projects and Special Assignments: Actively participate in projects to contribute to corporate goals.

• *This role requires the ability to travel up to two times per year.
• We are considering candidates at the Associate Underwriter, Underwriter, or Senior Underwriter, Supplemental Accounts level, based on qualifications and experience.

Skills and Background You’ll Need

Education: High school diploma or equivalent required; bachelor’s degree preferred.

Associate Underwriter, Supplemental Accounts

Experience: Minimum of 1 year of experience in insurance underwriting, insurance operations, or a related underwriting support function.

• Strong analytical skills and ability to evaluate data for financial and risk analysis.
• Demonstrated critical thinking skills with the ability to analyze information, recognize patterns and inconsistencies, and make recommendations based on established underwriting guidelines.
• Ability to work independently with minimal supervision.

Underwriter, Supplemental Accounts

Experience: 3+ years of relevant underwriting experience.

• In-depth experience managing more complex underwriting cases and risk assessments.
• Strong expertise in analyzing financial and risk data for a variety of cases.
• Experience in working with multiple departments to assess and resolve more complex cases.
• Proven ability to handle high-level decision-making with minimal supervision.
• Ability to mentor or guide less experienced team members.

Senior Underwriter, Supplemental Accounts

Experience: 5+ years of relevant underwriting experience.

• Advanced expertise in analyzing financial, demographic, and risk-related data across diverse case types.
• Proven experience partnering with multiple departments to evaluate and resolve highly complex underwriting situations.
• Ability to effectively manage escalations and provide recommendations for resolution.
• Demonstrated ability to make high-level underwriting decisions and exercise independent judgment with minimal supervision.
• Ability to mentor, coach, and develop less experienced team members.

Key Behaviors of a Successful Candidate

• Driving Success: Acts with urgency, pursues ambitious goals and shows resilience in the face of obstacles and setbacks.
• Adaptability: Sees possibilities in changing circumstances, accepts and understands change and alters behavior as necessary.
• Winning Together: Actively engages colleagues to achieve shared outcomes by developing trust, inviting diverse perspectives and pushing to bring the best ideas forward.

The compensation range for Associate Underwriter, Supplemental Accounts is $52,750.00 - $90,000.

The compensation range for Underwriter, Supplemental Accounts is $66,000.00 - $111,750

The compensation range for Sr. Underwriter, Supplemental Accounts is $76,250-$129,750.

Why Join The Standard?

We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:

• A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions
• An annual incentive bonus plan
• Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure
• A supportive, responsive management approach and opportunities for career growth and advancement
• Paid parental leave and adoption/surrogacy assistance
• An employee giving program that double matches your donations to eligible nonprofits and schools

In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.

• Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.

The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data.

Salary Range

25.36 - 37.26

Positions will be posted for at least 5 days from original posting date.

Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, LLC, StanCorp Investment Advisers, Inc., and American Heritage Life Insurance Company and American Heritage Service Company, marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability or veteran status or any other condition protected by federal, state or local law. Except where precluded by state or federal law, The Standard will consider for employment qualified applicants with arrest and conviction records pursuant to the San Francisco Fair Chance Ordinance. The Standard offers a drug- and alcohol-free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on The Standard's property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation and employment, education and licensing verification as a condition of employment. After any conditional offer of employment is made, the background check will include an individualized assessment based on the applicant’s specific record and the duties and requirements of the specific job. Applicants will be provided an opportunity to explain and correct background information. All employees of The Standard must be bondable.