Senior Analyst - Accounts Receivable - Credit Management - Pune Viman Nagar - Shifts timings - 4pm -1am

• Position Summary: Responsible for credit risk management of an assigned portfolio of customer accounts within the U.S. and Canadian markets.
• This role supports credit risk assessment, optimizing cash flow, mitigating bad debt, and providing strategic credit options to hedge risk and maximize sales growth.
• This position is vital to ensuring robust, commercially sound credit decisions that support our SNA sales teams.
• Position will operate during hours required to effectively align with US & Canadian business operations/time zones.

Key Responsibilities

Portfolio Management: Directly lead a select number of accounts within the U.S. and Canada portfolio

Financial Analysis: Analyze customer financial statements and assess the creditworthiness of corporate customers based in North America

Due Diligence: Conduct thorough due diligence, including customer interaction, credit screening, onboarding of new customers, and continuous monitoring of existing accounts

Credit Assessment: Assess credit limit requirements and recommend new limits or changes that align with the customer’s risk profile and comply with client's credit policy and delegation of authority

Reporting & Review

Prepare comprehensive quarterly/annual customer-level credit reviews

Order Management

Ensure timely review and controlled release of credit-blocked orders

Collaboration & Collections

Collaborate closely with AR collections team to achieve key performance indicators (KPIs) and manage direct customer collection efforts when escalation is required

System Administration

Maintain customer and credit master data within our systems (SAP preferred) and process new customer credit applications

Compliance

Manage customer sales tax exemption records and complete anti-money laundering (AML) and fraud screening procedures.

Preferred Skills

• Familiarity with credit insurance and utilization of credit scorecards
• Collections escalation management experience
• Accounting Standards: Knowledge of US GAAP and IFRS standards
• B.COM, MBA
• Work from Office 
• Location Job location Pune Viman Nagar
• Shift Timing 4pm - 1am
• Work from Office - Mandatory