Credit Manager-Housing Finance-Credit

Credit Manager-Working Capital-Credit

Bangalore, Karnataka, India

JOB DESCRIPTION

Job Role :As part of Credit Team for Working Capital Finance

• Managing team of Credit Managers
• Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
• Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
• Visiting customers for personal discussions and deal structuring
• Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
• To evaluate proposals of customers for Home Loans, Loan against Property
• Decision making within defined TAT
• Understanding of property related aspects (like legal title and market value of the property) is an added advantage
• Coordinating with sales, operations, legal, technical and customer service

Job Requirements

• Qualification- CA with relevant underwriting experience
• Job Knowledge –

• o Technical underwriting experience
• o Analytical skills

• Skills & Experience –

• o Experience of 2-4 years in relevant working capital products is desired,
• o Should be able to handle time bound activities effectively
• o Should be an effective team player.
• o Should have a sense of urgency & keenness to learn.