Credit Officer

As a Credit Officer, you will be responsible for overseeing credit-related activities, including evaluating credit applications, assessing financial risks, and making informed decisions. Your expertise will contribute to the smooth operation of our back-office functions, ensuring compliance with regulations and maintaining strong financial health.

• Evaluate credit applications and perform thorough financial assessments.
• Analyze creditworthiness and determine appropriate credit limits.
• Monitor and manage credit portfolios, ensuring timely repayments.
• Implement and maintain effective credit policies and procedures.
• Collaborate with other departments to ensure seamless credit processes.
• Stay updated with industry trends and best practices in credit management.
• Provide accurate and timely reports on credit activities and performance.
• Resolve credit-related issues and disputes in a professional manner.
• Maintain strong relationships with clients and stakeholders.
• Ensure compliance with legal and regulatory requirements.
• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum 3 years of experience in credit management or a similar role.
• Strong analytical and decision-making skills.
• Excellent knowledge of financial analysis and risk assessment.
• Proficiency in using credit management software and tools.
• Ability to work independently and manage multiple tasks.
• Effective communication and interpersonal skills.
• Attention to detail and a proactive approach to problem-solving.
• Familiarity with industry regulations and compliance standards.
• A results-driven and customer-centric mindset.