Head of Risk Underwriting

MISSION

• Analyze the payment’s ability of buyers, in the frame of each sector and country.
• Set a maximum envelope on a buyer or a group, issue limits to be monitored upon updated information.
• Participate in profitable developments of commercial business by analyzing new clients’ portfolios and by improving the acceptance rate of existing contracts.
• The incumbent will operate within the delegation profile as stated in Group risk underwriting rules and guidelines.
• In addition, the role contributes to profitable business growth by assessing new client portfolios and enhancing the acceptance rate of existing contracts.

MAIN RESPONSIBILITIES

Credit risk analysis

• Analyze information on debtors as provided by internal systems in order to set credit limits.
• Propose a maximum ceiling to be set on a buyer or a group
• Maintain quality, productivity and process time standards set by Group risk underwriting department.

Monitoring

• Monitor closely policyholders’ portfolio in order to mitigate loss
• Review credit limits upon any additional information (negative report, extension of credit terms, deterioration of buyer’s environment: sectors or country, press clippings)
• Determine the Extension Due Date (EDD) in co-operation with the Claims department.

Customer relationship

• Effectively manage expectations and deliver risk solutions for both global and midmarket clients, including strategic accounts  with   large premium, ensuring a balance between risk appetite and business objectives.
• Develop strong partnerships with clients operating in high-growth and rapidly evolving sectors, including the Artificial Intelligence (AI) industry, by providing timely risk assessments and clear communication on underwriting decisions.
• Inform and explain credit restrictions to policyholders when granting, reducing or cancelling limits, where required.
• Network with Enhanced Information, CRM and Sales departments to ensure an optimal account management process flow within defined SLAs.

Commercial support

• Provide credit risk expertise and market insights to support clients across various industries, with particular exposure to the AI ecosystem, including semiconductor, hardware, technology, data center, and AI-related supply chain companies.
• Appraise restrictive decisions, low DRA, and any other relevant data prior to the renewal of contracts
• Participate in meetings with prospects, policyholders, brokers and banks set up by the commercial team to ensure business acquisition, retention or renewal, as appropriate
• Support strategic growth opportunities by assessing emerging risks and market developments within the AI sector and other key industries.

Compliance

• Ensure compliance with regulations and procedures as laid down by Coface and local regulators.

 

EDUCATION

• Degree educated in Finance, Business Administration, Economics, Banking or equivalent is preferable

WORK EXPERIENCE

• Minimum 10 years in a financial analysis role. Working knowledge of credit insurance industry is a plus.

ADDITIONAL QUALIFICATIONS

• Ability to gather and analyze information from various external/internal sources: financial statements, sector and country economic reports, other departments’ data, etc.
• Strong relationship and communication skills in addition to a good team spirit.
• Hybrid working model after the first month
• Great place to work:  central and modern office 
• Opportunities to learn:  budget every year for training, languages platform, e-learning platform, dedicated development program…
• Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field
• Health care