About The Role

Manage business and distribution for SME business within Business Lending Group for complex geographical locations (bigger geographical areas with multiple districts and business pockets) with different business dynamics
Optimise portfolio yield
The business will cater to clients with turnover over between 25 - 100 Crs
Ensuring overall portfolio and revenue targets are met.
Building profitable franchise for SME.
Manage and arrest slippage and maintain portfolio quality
Collaborating with lenders to customise lending solutions
Client Relationship Management in terms of risk & compliance
Building sourcing channel with sharp focus on sourcing through branch
Manage financial health and growth of SMEs ,₹25–100 Cr turnover, ₹5–15 Cr credit exposure
Drive profitability by increasing revenue, controlling costs, & promoting fee-based products (CMS, TFx, EXIM)
Monitor portfolio health, focusing on SMA & NPA
Develop growth strategies for BBG and EEG segments, including geographic expansion & complex credit structuring tailored to borrowers’ needs
Ensure compliance through covenant monitoring & audit oversight
Collaborate across credit, operations, risk, IT & compliance to streamline policies & processes
Lead and mentor teams, set performance metrics, & improve operational efficiency via TAT & FTNR controls
Leverage legal and technical expertise to manage complex cases & present credit proposals to sanctioning authorities
Oversee end-to-end credit delivery, coordinating sourcing, underwriting, operations, legal, & monitoring for smooth execution.

Qualification required: Graduate/ Post Graduate
Min Exp: 15 years
Max Exp: 20 - 22 years