Client Advisor

Define your future at HL Bank Singapore

Client Acquisition and Relationship Management

• Proactively identify and acquire new high-net-worth clients through effective networking, referrals, and business development initiatives.
• Cultivate and nurture long-term, trusted relationships with existing clients, serving as their primary point of contact for all financial needs.
• Conduct regular reviews with clients to assess their changing financial circumstances, goals, and risk profiles.
• Ensure a high level of client satisfaction and retention through personalized service and proactive engagement.

Financial Advisory and Solution Provision

• Conduct comprehensive financial needs assessments to understand clients' unique requirements, challenges, and aspirations.
• Provide expert advice on a wide range of private banking products and services, including:
• Investment Management: Asset allocation, portfolio construction, equity, fixed income, alternative investments, and structured products.
• Wealth Planning: Estate planning, succession planning, tax efficient strategies, and philanthropy.
• Credit and Lending: Customized borrowing solutions, including mortgages, secured and unsecured loans.
• Banking Services: Deposit solutions, foreign exchange, and treasury products.
• Collaborate with internal specialists (e.g., Investment Counsellors, Financial Planners, Credit Specialists) to deliver holistic and integrated wealth management solutions.
• Stay abreast of market trends, economic indicators, and regulatory changes to provide timely and relevant advice to clients.

Portfolio Management and Performance Monitoring

• Develop and implement tailored investment strategies that align with clients' risk tolerance and financial objectives.
• Regularly monitor and review client portfolios, making adjustments as necessary to optimize performance and mitigate risks.
• Prepare and present detailed reports on portfolio performance and market outlook to clients.

Risk Management and Compliance

• Ensure all client interactions and transactions comply with internal policies, regulatory guidelines, and ethical standards (e.g., AML, KYC).
• Maintain accurate and up-to-date client records and documentation.
• Act as a role model for business ownership and responsibility for risk management.

Team Collaboration and Business Growth

• Contribute to the overall profitability and growth targets of HLB Private Bank.
• Foster a collaborative environment within the team and with other departments to deliver the bank's overall value proposition to clients.
• Identify and pursue cross-selling opportunities within the existing client base.

Managerial (team/group responsibilities)

• Provide overall leadership, direction and coaching to the Client Advisor to achieve the agreed business and financial objectives
• Provide guidance and support on client engagement, investment solutions, credit structuring and business development
• Support the Client Advisor in managing key client relationships and developing strategic business opportunities.
• Provide appropriate oversight of the Client Advisor’s compliance with the bank’s policies, procedures, risk appetite and applicable regulatory requirements
• Identify and support the Client Advisor’s training, development and career progression needs

About HL Bank Singapore

HL Bank Singapore is the Singapore branch of Hong Leong Bank, a premier regional financial services leader headquartered in Malaysia with a rich heritage of over 120 years. Listed on Bursa Malaysia and a key member of the extensive Hong Leong Group, we operate a robust network of approximately 250 branches across Malaysia, with a strategic regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

As a Full Bank in Singapore, we serve as a vital hub for the Group’s regional ambitions. A cornerstone of this strategy is our sophisticated "advisory-first" wealth proposition through HLB Private Bank and HLB Priority . By combining our deep Asian market roots with a landmark strategic alliance with Swiss private bank Lombard Odier, we provide world-class wealth architecture and bespoke solutions for our clients.

Beyond our wealth focus, we deliver excellence through four core business pillars: Business & Corporate Banking, Personal Financial Services, Private Wealth Management, and Global Markets . This "Integrated Approach" allows our talent to collaborate seamlessly across segments, ensuring we effectively meet the multifaceted needs of high-net-worth individuals, business founders, and corporate enterprises alike.

At HL Bank Singapore, our people are central to our success, and as a recognized Human Capital Partner (HCP) by TAFEP, we are committed to progressive workplace practices and your professional development. We seek digitally inclined, customer-centric performers who thrive in a technology-focused environment, where we empower our teams with AI-enhanced tools and next-generation platforms to lead the industry. As part of a large, diversified conglomerate, we offer unrivaled opportunities to explore new grounds and build a challenging career path within a rapidly expanding regional landscape. Join us to be part of a proven value-creation story and shape the future of your own story at HL Bank Singapore.