About The Role

We are scaling our Offline Lending business in Nigeria and looking for a Product Manager to own the product end-to-end - from acquisition and loan origination to repayment, collections, and portfolio performance.

We are looking for a hands-on product leader with strong experience in the Nigerian lending market , who understands offline / branch / field-based lending and can drive both portfolio growth and sustainable profitability .

We expect the first tangible outcomes within 6–8 weeks .

What You’ll Do

Own the Offline Lending product lifecycle end-to-end
Optimize loan products, eligibility, pricing, limits, tenor, and approval processes
Improve customer acquisition through branches, field teams, agents, and other offline channels
Drive portfolio growth while maintaining healthy PAR, NPL, default, and profitability metrics
Work with Risk, Credit, Operations, Collections, Data, Engineering, and Commercial teams
Use data to improve approval rates, turnaround time, repayment, repeat lending, and unit economics
Identify opportunities to scale the lending portfolio across Nigeria

Requirements

4–7 years of Product Management / Product Ownership experience
Strong experience in lending products in Nigeria
Hands-on experience with offline / branch-led / field-based lending
Strong understanding of credit assessment, underwriting, loan origination, repayment, and collections
Experience with portfolio management and lending metrics such as PAR, NPL, default, yield, and loss rates
Experience in fintech, MFB, banking, consumer finance, or digital lending
Strong commercial and data-driven mindset
Proven ability to work cross-functionally with Risk, Credit, Operations, Collections, Data, and Engineering
Strong stakeholder management and execution skills
Fluent English

Strong plus: experience with SME, merchant, working capital, or repeat lending products .

Benefits

Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary and performance bonus
Comfort: comprehensive health insurance, 25+ paid vacations and day-offs, personal development plan
Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools.
Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.