Relationship Manager - Commercial Vehicles-SCV - Small Commercial Vehicle-Retail Sales
Hcbt · Telangana, India
About The Role
Relationship Manager - Commercial Vehicles • Relationship Manager who will be responsible for sourcing of new business from open market / RL branch network or CA / DSA channel network. • Sourcing and servicing of Working capital ( Both Fund Based and Non Fund Based restricted to Transport / Logistics segment segments which includes products like Cash credit / Overdraft / WCTL / BG / LC / BC) • Cross sell of other banking products • Souring and Servicing of WC, Inventory Funding or Trade Advance to automobile Dealerships • Warehousing Projects Finance ( restricted to transport / logistics segment ) • Lease Rent Discounting (restricted to transport / logistics segment and automobile segments ) • Evaluation of financials and structure the transactions with suitable product offerings to meet the clients finance requirement • Preparing the marketing proposal and coordinating with credit team for approval of the NTB proposals • Coordinating with technical, legal and operations team for loading and disbursement of files • Actively evaluating the opportunity of cross sell to increase the wallet share • Login and monitoring of TOD and Adhoc facilities on regular basis • Coordination with the Trade team for non fund based transaction • Coordinating with ops and monitoring for renewal / DRS / Enhancement / Property insurance updation. • Taking care of WCDL disbursement and its tracking for deposits of payment on the due date. • DRS Tracker. Monitoring of same and put reminder to client if any DRS exceed their deadline • Arranging and submission of Book debts / stock statement on monthly basis i.e within deadline • RCU of files prior login of any file ( renewal or enhancement )
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