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Head of Card & ATM Operations
Salmon Group · Kazakhstan
About The Role
- Salmon is a technology-driven financial company building a banking and lending platform across Southeast Asia, starting in the Philippines.
- We combine global fintech expertise with deep local market knowledge to make financial services simple, accessible, and useful for millions of people across the region.
- 7M+ app downloads. 2M+ monthly active users. 7,000+ partner stores. US$310M+ raised from leading global investors.
- Manila-based, globally distributed, and hybrid-first — our team spans 45+ countries.
- If you want to solve complex problems at scale and impact how millions of people access and manage money, come build with us.
- Southeast Asia's fintech moment starts here.
ABOUT THE ROLE
You'll own card and ATM operations at Salmon — reconciliation, settlements, chargebacks and disputes, issuing, acquiring — while we connect a new card processor and build out our ATM network.
WHAT YOU'LL DO
- Run card operations end to end: issuing, acquiring, processor management, and card scheme operations, with Visa connected directly and Mastercard through partners.
- Build reconciliation for a new card processor we are connecting in the coming months.
- Set up reconciliation for a growing ATM network across three levels — the national payment networks, each individual machine, and the cash-in-transit partner — plus customer accounts.
WHAT YOU'LL OWN
- Take over live processes without incidents, gaps, or service interruptions — this is the first priority in your first months.
- Own card reconciliation and settlements, plus chargeback and dispute handling end to end.
- Build and lead a Philippines-based operations team: hiring, onboarding, performance, motivation, retention.
- Deliver the reconciliation setup for the new processor and for the ATM network as it scales from its first machines to a national footprint.
- Manage processors and card scheme operations, including SLAs and escalations.
- Work with Product and Engineering to define operational requirements for new card and ATM flows, and with the regulator on your part of the business in English.
WHAT MAKES YOU A STRONG FIT
- 5+ years in card operations, including time in international fintech, digital banking, or payment processing
- Hands-on experience with card reconciliation, settlements, chargebacks and disputes, issuing, or acquiring at real transaction volume
- Management experience where you hired, built, and scaled a team — not only held a senior title inside one
- Experience working with non-local or distributed teams, effective in a multicultural setup without a long ramp-up
- Fluent English, written and spoken — your team is Philippines-based and part of the regulator communication is in English
- Ready to relocate to Manila; the first three months onsite are required for work visa processing
WHAT WE OFFER
Build what's next in Southeast Asian fintech.
OWNERSHIP AND FLEXIBILITY
- Stock option plan — four-year vesting with a 25% cliff after the first year
- Hybrid-first, with fully remote work available for eligible roles and core collaboration hours from 12:00 to 19:00 Manila time (UTC+8)
- Company-provided tools and equipment
- Office in Bonifacio Global City, Manila — a modern, walkable district at the centre of the Philippines' growing tech scene
HEALTH AND TIME OFF
- Medical insurance support for you and your family through co-funding or reimbursement, depending on your location and subject to policy limits
- Access to an internal mental health support specialist
- 22 vacation days, Philippine public holidays, and 15 sick days
- 105 days of paid maternity leave and up to 14 days of paid paternity leave for employees relocating to Manila
RELOCATION AND FAMILY SUPPORT
- Relocation support for you, your family — including flights, two weeks of accommodation, visas, paperwork, and logistics
- Reimbursement of eligible pet relocation expenses
- US$2,500 per year for flights home
- Baby and family stipends for employees relocating to Manila: US$1,000 per month for each child under two and US$500 per month for each child aged two to 18
GROWTH AND TEAM EXPERIENCE
- Opportunities to learn and share your expertise through internal expert meetups, external conferences, speaking opportunities, and industry publications
- Company-sponsored trips to Manila to meet and work with your team in person
- Regular team offsites, sports activities, and team events
- High-performing teams can earn a dedicated beach house week in Southeast Asia
Considering a move to Manila? See what life with Salmon looks like https://www.youtube.com/watch?v=nYQLKhuZHIE&t=34s
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