Senior Legal Counsel

Role Overview

We are a pioneering, licensed Malaysian digital bank in our foundational phase of operations, scaling rapidly across retail and non-retail segments with a mandate to serve Malaysia's unserved and underserved communities. In this role, y ou will serve as the primary in-house legal counsel to our Products team on the structuring and launch of financing, credit, and investment products.

Responsibilities

• Advise on legal concepts relevant to financing, credit, investment, and wealth products, including standard and discretionary loans and investment mandates.
• Review, draft, and negotiate product-related legal documentation, including facility agreements, security instruments, investment contracts, terms and conditions, and customer-facing disclosure.
• Develop and maintain a library of product agreement templates and legal playbooks aligned to the bank's product suite.
• Support cross-functional teams in preparing product risk assessments, pre-launch legal checklists, product approval documentation, and relevant internal policy and SOPs.
• Provide legal QA support for internal and regulatory audits, including gap identification and remediation advice.
• Advise on applicable banking, securities, and financial services laws and regulations, and proactively flag regulatory developments affecting the product pipeline.
• Engage and manage external counsel where specialist or contentious legal support is required.
• Collaborate and work with other legal team members on other general assignments, projects, or general contract/documents review (outside of loans and wealth product scope).

Requirements

• Admitted to the Malaysian Bar or equivalent professional qualification.
• Minimum 5 years PQE with experience in banking and securities law practice areas (whether gained in private practice, in-house, or both).
• Demonstrable experience advising on financial products, lending practices, or investment and wealth products.
• Working knowledge of applicable banking and securities legislation and regulatory frameworks in a tech environment.
• Ability to translate complex legal and regulatory requirements into actionable product guidance for non-legal stakeholders.
• Ability to manage multiple product workstreams.

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