Junior Controls Officer

What you'll do

• Review customer credit applications to ensure all required information and supporting documents are complete, accurate, and valid.
• Assess customer creditworthiness by analyzing financial information, credit history, and repayment capacity.
• Conduct customer profiling and risk assessments to determine eligibility and appropriate risk classification.
• Ensure all credit initiation activities comply with internal policies, regulatory requirements, and applicable compliance standards.
• Coordinate with Sales, Partnerships, Operations, and other internal stakeholders to validate customer information and resolve documentation discrepancies.
• Prepare credit assessment reports and recommendations for review and approval.
• Maintain accurate and organized records of all credit initiation activities, decisions, and supporting documentation.
• Monitor adherence to established processes and identify opportunities to improve operational efficiency and turnaround times.
• Support the implementation of process improvements and control enhancements to strengthen operational effectiveness.
• Assist with audits, quality assurance reviews, and compliance checks as required.

To succeed in this role, you'll need to have

• Bachelor's degree in Business Administration, Finance, Economics, Accounting, or a related field.
• 0–2 years of experience in banking, financial services, fintech, or a related industry.
• Strong analytical and problem-solving skills with excellent attention to detail.
• Sound judgment and decision-making capabilities.
• Excellent communication and interpersonal skills with the ability to collaborate across teams.
• Proficiency in Microsoft Office applications, particularly Excel, Word, and Outlook.
• Ability to work in a fast-paced environment while managing multiple priorities and meeting deadlines.
• High level of integrity, confidentiality, and commitment to compliance.