AML-CTF Analyst (Ghana)

Company Overview

• PayAngel is a leading multinational FinTech company dedicated to providing innovative financial
• solutions to customers worldwide. As a responsible and compliant organization, we prioritize
• maintaining the integrity of the financial system and preventing illicit financial activities. As we
• continue to expand our operations, we are seeking a highly motivated and detail-oriented AML-CTF Analyst to join our team.

Position Overview

As an AML-CTF Analyst, you will support the company’s financial crime compliance program by monitoring transactions, investigating potential risks, and ensuring adherence to AML-CTF regulations. You will work with cross-functional teams and leverage technology to detect and prevent money laundering, terrorist financing, and other financial crimes.

Responsibilities

• Transaction Monitoring & Investigation
• Review transaction monitoring, PEP, and Sanction alerts daily.
• Analyze customer transactions and behaviors to identify suspicious activity.
• Conduct investigations, document findings, and escalate cases as appropriate.
• Client & Partner Reviews
• Review and assess CDD/KYC documentation.
• Perform enhanced due diligence (EDD) for higher-risk clients and escalate for approval.
• Conduct periodic reviews to ensure customer records remain

accurate and up to date.

• Regulatory Compliance
• Stay current on AML-CTF laws, regulations, and best practices.
• Ensure adherence to internal policies and external requirements.
• Support compliance process improvements and staff training initiatives.
• Reporting & Communication
• Prepare regulatory and internal compliance reports.
• Present AML-CTF activity and trend reports to management.
• Act as a point of contact for regulators, auditors, and external reviews.
• Provide guidance to internal teams and agent partners on compliance obligations.
• Policies, Procedures & Program Development
• Assist in reviewing, updating, and implementing compliance policies.
• Support the annual compliance plan.
• Contribute to the development of AML-CTF systems, tools, and controls.
• Conduct compliance reviews of prospective and existing agents.

Qualifications

• Bachelor’s degree in Business, Finance, or related field.
• 3+ years of AML/CTF compliance or risk management experience in financial services, payments, or fintech.
• Strong understanding of AML-CTF regulations and financial services compliance.
• Experience with transaction monitoring tools and systems.
• Strong analytical, problem-solving, and communication skills.
• High attention to detail and accuracy.
• Ability to work independently and collaboratively.
• CAMS or similar certification preferred.

• We will be reviewing applications and interviewing candidates on a rolling basis, so early submission is encouraged.
• www.payangel.com