Due Diligence Specialist (KYC/KYB)

Position Overview

• 🚨 This is not your average KYC role.
• We’re looking for a
• compliance expert
• who wants to do more than tick boxes.
• We want someone who sees the bigger picture, thinks strategically, and is ready to take ownership of
• high-stakes due diligence cases
• while also shaping how we grow.
• 🎯 Your Role in a Nutshell

As a

Due Diligence Specialist

, you will lead complex

AML

,

KYC

, and

KYB

• operations for global fintech and payment clients.
• You’ll handle the
• most sensitive onboarding cases
• , evaluate risk, engage directly with clients, and improve how we work as a team and company.
• You’ll also act as a
• knowledge driver
• – mentoring others, contributing to process development, and helping us become a center of excellence in compliance.

Scope of the Role

The Due Diligence Specialist is responsible for

• Leading AML, KYC, and KYB operations, including enhanced due diligence for complex and high-risk cases.
• Providing expert analysis and recommendations on client onboarding, transaction monitoring, and regulatory compliance.
• Driving the creation and refinement of compliance processes and policies to align with global standards and best practices.
• Acting as a knowledge hub, facilitating training programs, and mentoring junior analysts to elevate team expertise.
• Collaborating with internal and client teams to develop and implement effective compliance strategies.
• Contributing to the design and establishment of a center of excellence to enhance Payreto’s service offerings.
• Serving as a primary point of contact for complex escalations and providing strategic insights to clients and stakeholders.

MAIN RESPONSIBILITIES

• 🕵️ Advanced Due Diligence & KYC/KYB Operations
• Lead full-cycle due diligence investigations for complex/high-risk clients (both individuals and entities)
• Verify ownership structures, UBOs, and documentation using international registries and sources
• Analyze PEPs, sanctions, adverse media, and other red flags to determine overall risk level
• Escalate and advise on unusual or ambiguous cases with logic and clarity
• Ensure your cases align with both global AML standards and client-specific requirements
• 📚 Knowledge Leadership & Process Development
• Act as a key contributor to internal AML/KYC knowledge bases
• Draft, review, and update compliance SOPs, playbooks, and manuals
• Identify inefficiencies and propose improvements to workflows, documentation, and tools
• Support internal audits and client reviews with high-quality documentation and insights
• 🧠 Mentorship & Training
• Deliver onboarding and technical training to new hires and junior analysts
• Provide coaching and quality feedback on case handling, documentation, and decisions
• Organize internal knowledge-sharing sessions to raise the team’s expertise
• 🤝 Client Engagement
• Serve as the compliance point of contact during client calls and case discussions
• Present findings clearly, challenge inconsistencies, and advise on onboarding risk
• Maintain strong and professional communication with client stakeholders, including Heads of AML and onboarding managers
• ⚙️ Product & Operational Contributions
• Identify opportunities for workflow enhancements and lead initiatives to improve team productivity and service quality.
• Collaborate with internal teams to integrate innovative tools and methodologies that support compliance and operational efficiency.
• Drive initiatives to position Payreto as an industry leader in compliance services.
• ✅ What We’re Looking For

Must-Have Qualifications

• At least
• 2 years of relevant experience
• in AML/KYC/KYB (international client exposure required)
• Proven ability to handle
• high-risk, high-complexity
• onboarding cases
• Solid understanding of
• company structures

,

UBO identification

, and

• regulatory red flags
• Strong command of English (both written and verbal) – you will
• speak with clients
• High proficiency in Google Workspace or MS Office, especially Sheets/Excel
• Strong online research skills (registry searches, document validation, investigative tools)

Soft Skills That Set You Apart

• Strong sense of
• ownership
• and accountability – we don’t micromanage
• Analytical thinker with excellent
• judgment
• under ambiguity

Comfortable

• speaking up
• and challenging unclear instructions or decisions
• Fast learner with the ability to train others
• Team player who thrives in a fast-paced, multi-client setup
• 🌱 Why Join Payreto?
• You’ll work with international clients and experts in a lean, smart team
• You’ll have a voice – we expect
• ideas
• , not just
• execution
• You’ll grow in a setup that rewards
• initiative
• , not bureaucracy
• You’ll help shape the future of compliance operations in one of the fastest-growing KPOs in financial services