InCred- Associate Product Manager - APM ( Audit & Compliance)

Company- InCred (

<https://www.incredgroup.com>

)

Role- Full Time

Apply-

• <https://docs.google.com/forms/>...
• Position- APM _ Associate Product Manager _ ( Audit & Compliance)

Location- Mumbai

YOE- 1-3 Years

About the Role-

• We are seeking an Associate Product Manager (APM) who operates with an "owner’s
• mindset." This role is for a problem solver who can analyze complex requirements, manage
• tough stakeholders (especially Risk, Compliance, and Audit teams), and unblock engineering
• teams independently. You will be responsible for participating and playing a vital role in critical
• regulatory compliance audits, and ensuring that product/data delivery happens on time, every
• time. We need someone comfortable with high visibility, data precision, and driving execution
• without constant supervision.

Key Responsibilities

• Product Specification & Delivery: Translate customer/business requirements into clear,
• detailed product specifications, one-pagers, and user stories. You will work with your manager
• to write effective specs that speak the "engineer’s language", ensuring absolute clarity for your
• peers. Your specifications must be detailed enough that AI could read them and write working code.

End-to-End Ownership

• Take full independent ownership of your pod to drive the product
• roadmap and execution pace without requiring constant intervention or supervision.
• Stakeholder Management: Proactively engage with stakeholders across the organization to
• gather feedback and ensure everyone is on the same page regarding the sequence of
• execution. You will act as the primary Point of Contact (POC)—specifically for the Risk,
• Compliance, and Audit teams—
• building strong rapport while managing their expectations
• firmly. Your stakeholders feel comfort in being heard and feel obliged to give you business
• outcomes.
• Operational Visibility & Presence: Maintain high visibility and availability in the office to
• facilitate real-time coordination with cross-functional teams. You must be present during critical tasks (e.g., audits, scrutinies) to unblock dependencies immediately.

Data & Requirement Precision

• Deeply understand data complexities to streamline
• requirements for the engineering team. Ensure all necessary data is gathered from
• stakeholders before handing off to developers to avoid redundant work or delays.
• Proactive Communication: Providing accurate, transparent updates on roadmap progress.
• Ensure "firm" follow-ups with stakeholders to keep projects moving, rather than acting solely

Qualification

An ideal candidate would have

• Experience: BTech/BE from a top engineering school strongly preferred
• Graduate with 1-3 years of experience and at least 1 year of Product Management

experience in the fintech industry (lending industry experience preferred)

• High Agency: Thrives in pressure; does not just survive it. Demonstrated ability to solve

• problems autonomously and manage complex personalities or stakeholders in a
• high-speed setting.

• Constructive Pushback: Acts as a quality gatekeeper capable of saying "no" to noise

• and rejecting incomplete requirements and demanding stakeholder clarity to protect
• engineering bandwidth.

• Technical/Data Aptitude: Comfortable defining complex logic for data-heavy

• requirements (e.g., accounting ledgers, reconciliations) and analyzing data
• dependencies to effectively support the engineering team.

• Should be adept in using Gen AI to unlock productivity for yourself and others
• Can quickly make no-code prototypes on Lovable/any other prototyping software
• Working knowledge of SQL & Excel and basic knowledge of APIs
• Structured thinking & problem solving
• - Strong communication (both verbal & written) - Should be able to lead mini projects individually

projects

• Comfort with ambiguity and fast paced environment
• Clearly demonstrable impact in past roles
• Intellectual curiosity/agility
• A great attitude