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Loan Officer

Rolling Hills Bank & Trust · Atlantic, IA, United States

Banking & Financial ServicesExternal listingfull-timeabout 1 month ago

About The Role

Loan Officer - Ag/ Commercial

(on-site position)

We are growing and seeking a dedicated and knowledgeable Agricultural/ Commercial Loan Officer to join our team. This role offers an exciting opportunity to support farmers, agribusinesses, and rural communities. If you have a passion for agriculture and finance, and enjoy building strong client relationships, we invite you to apply and grow with us.

Key Responsibilities

  • Evaluate and authorize agricultural & commercial loan applications, ensuring compliance with bank policies and regulatory requirements
  • Analyze financial statements, credit reports, and collateral to assess borrower creditworthiness
  • Business development which will consist of maintaining positive relationships with our current customers and fostering relationships, networking and community involvement in an effort to obtain new customers.
  • Provide expert guidance on loan products, repayment options, and financial planning
  • Monitor ongoing loan performance and conduct regular reviews to mitigate risk
  • Collaborate with internal teams to ensure smooth loan processing and documentation
  • Stay informed about industry trends, market conditions, and regulatory changes affecting agricultural/ commercial lending

Requirements

Skills and Qualifications

  • Bachelor's degree in Finance, Agriculture, Business Administration, or related field
  • Experience in agricultural and commercial lending
  • Strong understanding of agricultural industry practices, credit analysis, and loan structuring
  • Excellent interpersonal and communication skills
  • Ability to assess financial data and make sound lending decisions
  • Knowledge of relevant regulations and compliance standards
  • Detail-oriented with strong organizational skills

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