Cluster Credit Manager

Sourcing Handel 4-5 branch credit managers & their activities. File checking for document sufficiency as per the policy. Create the file for processing in the tracking systems. Handling credit tools such as CAM, reference check, Cash flow analysis. Doing collateral verification (Review of the credit tools to ascertains the policy compliance laid down by the bank) Give proper guidance to Branch credit Managers Preparation of Credit Appraisal Memo. Forwarding the eligible proposals to Regional Manager for decision. Coordinate with sales team and Branch managers and ensuring smooth disbursement of loan proposals Updating all the information’s in system. Initiate the verifications as appropriate and suggested by the procedures Maintain audit and compliance Pre and Post disbursement Verification of the Post Approval Documentation along with any Subject To Condition Approval requirements. Ensure the completion of Risk Screening (FCU) process for all files. Post Disbursal Documentation End Use confirmation Maintain audit and compliance. Responsible for collection.