Asset & Wealth Management, Private Bank, Regional Lending Advisor, Vice President - Miami

• Asset & Wealth Management, Private Bank, Regional Lending Advisor, Vice President - Miami
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Miami, Florida, United States

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Opportunity Overview

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CORPORATE TITLE

Vice President

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OFFICE LOCATION(S)

Miami

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JOB FUNCTION

External Product Specialists

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DIVISION

Asset & Wealth Management

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Our Impact

Across Asset & Wealth Management (AWM), Goldman Sachs empowers clients worldwide to reach their financial goals through advisor‑led planning, investment management, banking, and tailored lending solutions. Within AWM, the Private Bank delivers competitive borrowing and cash‑management products from Goldman Sachs Bank USA, strategically integrated with each client’s broader wealth strategy. Our lenders and specialists provide bespoke solutions secured by a wide range of asset classes—including marketable securities, alternatives, residential and commercial real estate, and unique assets such as aviation, fine art, and private holdings.

Your Impact

The Regional Lending Advisor (RLA), Vice President is a client‑facing lending specialist responsible for driving lending growth and delivering sophisticated credit solutions to Ultra‑High‑Net‑Worth (UHNW) clients. The RLA partners closely with Private Wealth Advisors (PWAs) and internal underwriting teams to originate, structure, and manage tailored lending opportunities that align with the client’s overall wealth management objectives.

This Vice President plays a critical role in regional lending strategy—serving as a credit thought‑partner, first‑line control, relationship builder, and execution expert for the Private Bank’s lending platform.

Key Responsibilities

Client & Advisor Partnership

Establish and maintain strong, trust‑based relationships with PWAs to drive regional lending activity.

Join prospect and client meetings to assess borrowing needs, educate clients on the Private Bank’s lending capabilities, and raise awareness of available solutions.

Advise clients and advisors on tailored lending strategies across a broad spectrum of asset classes—including securities‑based lending, structured credit, commercial and residential real estate, and specialty asset–backed lending.

Origination & Credit Structuring

Identify, evaluate, and execute new lending opportunities that align with client objectives and the Firm’s credit framework.

Serve as the first layer of control by pre‑screening lending requests, ensuring feasibility, and structuring creative proposals that meet both client and risk appetite requirements.

Partner with U.S. Underwriting on credit memo preparation, transaction submission, and ongoing portfolio management.

Risk & Portfolio Management

• Take proactive ownership of accounts showing early signs of risk, navigating solutions for initial default situations and at‑risk exposures.
• Ensure consistent adherence to credit policies, control procedures, KYC/AML considerations, and all regulatory standards.

Qualifications

• 8 plus years of UHNW lending origination and credit analysis experience within private banking or commercial banking.
• Deep expertise in lending against commercial real estate, marketable securities, alternative assets, and other privately owned assets.
• Demonstrated ability to structure sophisticated, tailored lending solutions and advise clients on complex financing needs.
• Exceptional analytical skills, attention to detail, and sound credit judgment.
• Excellent communication skills—both written and verbal—with the ability to translate complex financial concepts into clear recommendations.
• Highly collaborative, thriving in team‑based environments across coverage, underwriting, risk, and operations.
• Series 7, 63 and SEI required or must be obtained within 4 months of joining

What Success Looks Like in This Role

• A strong pipeline of well‑structured opportunities aligned with regional and Firm‑wide growth goals.
• Trusted advisor status among PWAs and senior leadership.
• Meticulous credit judgment and strong collaboration with underwriting and risk partners.
• Consistent delivery of exceptional client experience from origination through servicing.
• Effective identification and mitigation of emerging risks within the regional portfolio.

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.

We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html

© The Goldman Sachs Group, Inc., 2025. All rights reserved.

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

We Offer Best-In-Class Benefits

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

Holiday & Vacation Policies

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.

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