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EO
Area Credit Manager - Secured Business Loans (Micro LAP) - Warangal - Lopamudra Arcade - JM
Eofh · Warangal, Telangana, India
About The Role
- Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
- Understanding process and policies and implementing the same to ensure smooth transactions
- Provide training to CPAs/CPC so that they work in synergy with the companies policies and norms
- Delinquency Management for the location
- Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
- PDD Management- controlling and tracking PDDs through proper MIS for the location
- Basic knowledge of loan underwriting
- Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
- Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
- Good communication and report writing skills
- Basic knowledge of Banking
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