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Area Credit Manager - Secured Business Loans (Micro LAP) - Warangal - Lopamudra Arcade - JM

Eofh · Warangal, Telangana, India

Manager LevelExternal listingfull-time12 days ago

About The Role

  • Credit Appraisal - Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
  • Understanding process and policies and implementing the same to ensure smooth transactions
  • Provide training to CPAs/CPC so that they work in synergy with the companies policies and norms
  • Delinquency Management for the location
  • Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
  • PDD Management- controlling and tracking PDDs through proper MIS for the location
  • Basic knowledge of loan underwriting
  • Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
  • Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
  • Good communication and report writing skills
  • Basic knowledge of Banking

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