AML/CFT Specialist

We are seeking a qualified and experienced professional to join AML Operations in Szczecin as an AML/CFT Specialist . The role is responsible for supporting compliance with AML/CFT regulatory requirements through effective execution of Transaction Monitoring and Sanctions screening activities, while meeting established operational KPIs. The ideal candidate will play a crucial role in ensuring compliance with anti-money laundering (AML) regulations and establishing and executing effective AML/CFT operational KPIs for Transaction Monitoring and Sanctions screening.

Key Responsibilities

• Review and investigate alerts generated by the transaction monitoring system and sanctions system.
• Conduct detailed analysis of customer transactions, behaviour, and account activity.
• Identify patterns, anomalies, or red flags that may indicate potential financial crime.
• Perform enhanced due diligence (EDD) where required.
• Document investigation findings clearly and escalate suspicious activity to AML SME.
• Prepare Internal Suspicious Activity Reports (SARs/STRs) in accordance with Internal Procedures and regulatory requirements.
• Maintain up-to-date knowledge of financial crime trends, typologies, and regulatory guidance.
• Collaborate with other teams in Operations and Business stakeholders to ensure holistic risk assessment and professional communication.
• Contribute to the continuous improvement and service excellence of monitoring scenarios, thresholds, and systems by meeting KPIs, sharing best practices and participating in projects impacting AML function.
• Review and investigate Periodic KYC reviews ( if assigned).

Qualifications and Experience

• Bachelor's degree in Finance, Business, or a related field. Advanced degree or relevant certifications (e.g., CAMS,ICA,) is a plus but not required.
• Background in customer support, operations, onboarding, data processing, or similar roles is a strong plus.
• Intrest in AML/CFT and motivation to learn about TF Bank is essential.
• Minimum 2 years experience in a similar position or equivalent within financial sector.
• Detail-oriented with a proactive approach to identifying and addressing potential risks.
• Ability to adapt to changing regulatory environments and implement necessary adjustments.
• Excellent communication and interpersonal skills to collaborate effectively with various stakeholders.
• Fluency in English and German or any other EU language.
• Have the ability to make decisions quickly selecting the best course of action based on the available information/data and accepting personal responsibility for the outcome.
• Work co-operatively with others across the whole bank.
• Build effective relationships in the business, train colleagues in the other streams, encouraging the sharing of best practice and exchanging of ideas.