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Commercial Relationship Manager

SmartBank · Destin, United States

Client RelationsManager LevelQuick applyfull-time2 days ago

About The Role

Looking to join a Great Place to Work Employer and become a valued member of our growing team? At SmartBank, we're not just offering a job; we're inviting you to be a part of a culture built on excellence.

Build Relationships. Drive Growth. Create WOW Experiences.

At SmartBank, we believe banking is about relationships. As a Relationship Manager, you'll help businesses succeed by delivering commercial lending, deposit, and treasury management solutions while building lasting client partnerships.

Why SmartBank?

We offer a competitive benefits package designed to support your success both at work and at home

  • Medical, Dental, Vision, Life, and Disability Insurance
  • 401(k) with 4% Company Match
  • Generous PTO, SmartFlex Days, and 11 Paid Holidays
  • Tuition Reimbursement and Professional Development
  • Paid Community Involvement Opportunities
  • Associate Recognition Programs and Company Apparel

Built on our core values— Act with Integrity, Be Enthusiastic, Create Positivity, Demonstrate Accountability, and Embrace Change —our team is united by a common purpose: Creating WOW Experiences for our clients and communities.

What You'll Do

  • Develop new commercial banking relationships through proactive business development and networking.
  • Structure, analyze, and manage commercial lending opportunities from application through closing.
  • Build profitable client relationships by delivering lending and deposit solutions.
  • Grow and maintain a high-quality loan portfolio while managing credit risk.
  • Partner with internal teams to identify opportunities across banking, private wealth management, treasury management, and other business lines.
  • Monitor portfolio performance, relationship profitability, and client satisfaction.
  • Represent SmartBank in the communities we serve.

Qualifications

Required

  • High School Diploma or equivalent.
  • 5+ years of commercial banking, lending, business development, or relationship management experience.
  • Proven success developing new business and managing client relationships.
  • Strong credit analysis and financial assessment skills.
  • Demonstrated track record of building and growing a high-quality commercial portfolio while maintaining strong credit quality, driving core deposit growth, expanding treasury management relationships, and generating referrals across banking and investment lines of business.

Preferred

  • Bachelor's degree in Business, Finance, Management, or related field.
  • RMA Credit Risk Certification.
  • Graduate School of Banking completion.
  • TBA Commercial Lending School completion.

Join Our Team

If you're a driven relationship builder who enjoys helping clients, businesses, and communities thrive, we invite you to explore a career with SmartBank and discover what it means to create WOW experiences every day.

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