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Rating Analyst - Asset‑Backed Securities, Denver or Toronto

1105 STANDARD & POOR'S FINANCIAL SERVICE · Colorado, United States

Quick applyfull-timeabout 19 hours ago

About The Role

About the Role

Grade Level (for internal use)

09 The Team

S&P Global Ratings' Structured Finance and Alternate Investment Funds practice is part of the Global Ratings Services team, a diverse community of 1,400 analysts across major financial centers worldwide, dedicated to delivering high-quality insights and exceptional client service.

The team evaluates the credit risk of securitized products and fund structures by analyzing underlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios. This is a collaborative, innovation-driven environment at the forefront of structured finance ratings, where human expertise and analytical rigor remain central to every credit opinion.

Responsibilities and Impact

  • Own delivery for assigned credits by maintaining clear status updates, prioritizing effectively, and escalating risks early to ensure timely, decision-ready credit opinions on complex structured finance transactions, including asset-backed securities (ABS), Letters of Credit, Tender Option Bonds, and Commercial Paper.
  • Maintain ongoing surveillance for assigned credits, synthesizing market and asset performance developments into insights that directly inform analytical discussions and rating committee materials.
  • Build and maintain analytical models and packs using standard templates, applying automation where appropriate while retaining full human accountability for conclusions and documented assumptions.
  • Use approved generative AI and large language model tools to augment research, drafting, and data comparison tasks, and contribute reusable prompts and templates that strengthen team-wide productivity.
  • Prepare well-evidenced rating committee materials and translate complex data and analysis into clear, structured narratives tailored to rating committees, clients, and senior stakeholders.
  • Apply confidentiality, documentation, and governance standards consistently across all analytical and operational workflows, upholding human accountability and analytical integrity throughout.

Compensation and Benefits Information (US Candidates)

S&P Global states that the anticipated base salary range for this position is $62,000 to $88,000 USD. Final base salary will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. For more information on the benefits we provide to our employees, please click here .

Compensation and Benefits Information (Canadian Candidates)

S&P Global states that the anticipated range of compensation for this position is 64,000 to 104,000 CAD. Final compensation will be based on the individual's performance, geographic location, as well as experience level, skill set, training, licenses, and certifications. In accordance with Ontario's new regulations effective January 1, 2026, this job posting provides information on expected compensation. S&P Global will not be utilizing artificial intelligence in our hiring process. Additionally, we are committed to transparency and will inform all interviewed candidates of hiring decisions within 45 days of their interview. This posting is for an existing vacancy, and we encourage you to reach out for further information regarding our hiring practices or any questions

you may have. Thank you for considering a career with us!

What We're Looking For

Basic Required Qualifications

  • An S&P Global employee at this level would typically have 2 to 3 years of relevant experience in credit analysis, structured finance, or a related financial field.
  • Demonstrated research and data analysis skills, including financial statement competence and a solid understanding of credit and risk concepts applicable to structured products.
  • Effective written and verbal communication skills, with the ability to present analysis in a clear, evidence-based, and structured format for diverse audiences.
  • High standards for analytical accuracy, traceability, and documentation, with demonstrated adherence to confidentiality and governance requirements.
  • Demonstrated experience using generative AI or large language model tools to support analytical research, data workflows, or professional drafting.

Additional Preferred Qualifications

  • Experience supporting financial modeling in a structured finance, ABS, or related credit environment.
  • Strong spreadsheet skills and willingness to develop proficiency in data and automation tools, including the ability to supervise and validate automated outputs.
  • Collaborative working style with the ability to manage competing priorities and communicate clearly in a team-oriented environment.
  • Demonstrated ability to support junior colleagues through knowledge sharing, quality checks, and responsible use of analytical tools.
  • Education: Bachelor's degree or equivalent preferred. A master's degree or professional certification (such as CFA) is highly valued. We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking.

Additional Information

  • We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.
  • Employees are required to work from the office a minimum of two days per week.

About S&P Global Ratings

At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.

For more information, visit www.spglobal.com/ratings

What’s In It For You?

Our Mission

Advancing Essential Intelligence.

Our People

We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Our Values

Integrity, Discovery, Partnership

Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

Benefits

We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.

Our benefits include

  • Health & Wellness: Health care coverage designed for the mind and body.
  • Flexible Downtime: Generous time off helps keep you energized for your time on.
  • Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
  • Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
  • Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
  • Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

Global Hiring and Opportunity at S&P Global

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

Recruitment Fraud Alert

If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported to reportfraud@spglobal.com . S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here .

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Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.

If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.

US Candidates Only: Know Your Rights: Workplace discrimination is illegal

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20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.1 - Middle Professional Tier I (EEO Job Group)

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